Key Features & Benefits
Convenient Locations
We're here when you need us. We have branches and ATMs on and near campus to ensure you have access to the resources you need to manage your money.
University Pride
Show your school pride with a customized debit card. Your Virtual Wallet® Student may come with a debit card showcasing your school's logo and colors.
My Finance Academy
With articles and tips, My Finance Academy provides financial education and information to help you make good decisions and manage your money while on campus, and beyond.
What We Offer
Say Goodbye to Surprise Overdraft Fees
Virtual Wallet Student®
Checking & Savings Together[1]
Now Including Low Cash Mode® in the PNC Mobile App[2]
Many banks will charge you multiple overdraft fees a day. Others may promise no overdraft fees but will return all items leaving you with unpaid bills.
Built on patents-pending technology, Low Cash Mode, a new, game-changing tech that helps you avoid overdraft fees and take control when your balance gets low or negative.
- Extra Time will show you how much time you have left - which will be at least 24 hours - to bring your available Spend account balance to at least zero before you are charged overdraft fees.[3,4]
- Payment Control gives you the option to choose to pay or return certain individual checks, and payments made using your routing and checking account numbers (ACH transactions)[5], when your balance is negative.
- Intelligent Alerts notify you when your Spend account balance drops below your threshold so that you can take action.[6]
Learn more about Virtual Wallet Student with Low Cash Mode »
Apply Online for Virtual Wallet Student
ATMs
- Bowen-Thompson Student Union (2 Advanced Function, 1 Cash Dispensing Only)
- Founders Hall (Cash Dispensing Only)
- McDonald Hall (Cash Dispensing Only)
- Kreischer Hall, North Entrance (Cash Dispensing Only)
- Firelands College (Cash Dispensing Only)
Branches
- Campus Office - Bowen-Thompson Student Union
- Bowling Green Office, 735 South Main Street, Bowling Green
- Firelands Branch, 3902 Milan Road, Sandusky
ATMs
- Strosacker Student Union (Advanced Function)
Branches
- Baker-Bagley Branch, 343 W. Bagley Road, Berea
ATMs
- Cohon University Center, 1st floor – two ATMs (one accepts deposits)
- Cohon University Center, lower level – two ATMs (accept deposits)
- Gates Building – 3rd floor
- Hunt Library – 1st floor
- Posner Hall – 1st floor rear entrance
- Tepper Quad Building
- Wean Hall – 5th floor lobby
Branches
- PNC Branch - Cohon University Center, lower level
- Craig Street Branch – 4600 Fifth Avenue
- Oakland Branch – 4022 Fifth Avenue
- Squirrel Hill Branch – 5810 Forbes Avenue
ATMs
- Park Library
- Towers Halls
- CMU Events Center
- Bovee University Center –Accepts deposits
Branches
- Bovee University Center
ATMs
- Nord Hall, Advanced Function ATM
- Leutner, Cash Machine
- Fribley, Cash Machine
- Crawford Hall, Cash Machine
- Biomedical Research Building (BRB), Cash Dispensing Only
- Tinkham Veale University Center, Cash Machine
Branches
- University Circle, 2025 Stokes Blvd.
ATMs
- Student Union 2nd Floor - 2 ATMs (accepts deposits)
- Cooper Building- 2 ATMs (accepts deposits)
- Towers Lobby
- Brottier Hall Lobby
- Power Center Lobby
- Liberman Hall
Branches
- Cooper Building, Fifth Avenue and Chatham Square
ATMs
- Next to the PNC Office
- Food Court
- Student Union
- Davie Campus
- Jupiter Campus
Branches
- PNC Office location (next to the FAU Bookstore)
Tuesday: 9:30 – 11:30 AM
Thursday: 2:30 – 4:30 PM
Or by Appointment: Call the Yamato Branch at 561-893-0146
PNC Yamato Branch: 1150 Yamato Rd, Boca Raton, FL 33431
- Davie Campus – Nova & University Branch: 2400 S. University Drive Davie, FL 33324
- Jupiter Campus – Abacoa Branch: 5460 S. Central Blvd. Jupiter, FL 33458
ATMs
- University Center - Advanced Function ATM
- Timme Center for Student Services - Cash Dispensing ATM
- FLITE Library - Cash Dispensing ATM
ATMs
- College Union Building
Branches
- West Street Branch, 245 Breckenridge Street, Gettysburg PA 17325
ATMs
- Allendale Campus:
- The Commons
- The Connection
- Kindschi Hall of Science
- Kirkhof Center (Accepts deposits)
- Kleiner Commons
- Mackinac Hall
- Pew Grand Rapids Campus:
- L.V. Eberhard Center
- Cook-DeVos Center for Health Sciences (Accepts deposits)
- PNC ATMs are also located in area Speedway Stations.
Branches
- Allendale Campus:
- Allendale Branch, 5111 Lake Michigan Drive: 2 ATMs (Accept deposits)
- Pew Grand Rapids Campus:
- Grand Rapids Downtown Branch, 171 Monroe Ave. NW, 1 ATM (Accepts deposits)
ATMs
- Hadley Union Building, Indiana Campus
- Stapleton Library, Indiana Campus
- Memorial Field House, Indiana Campus
Branches
- PNC Customer Service Center, Hadley Union Building (HUB)
- Ben Franklin Branch, 76 Ben Franklin Rd. S. Indiana, PA 15701
ATMs
- Kent Campus, Student Center - 2 ATMs (accepts deposits, cashes checks)
- Kent Campus, C.A.E.D.
- Kent Campus, Eastway
- Kent Campus, Tri-Towers
- Kent Campus, Bowman
- Stark Campus, Campus Center
- Tuscawaras Campus, Student Union
- Salem Campus, Main Building
- Trumball Campus, Classroom/Admin Building
- Geauga Campus, Student Services
Branches
- Campus Office - Kent Student Center, First Floor
- Stow Commons, 3093 Graham Road, Stow
ATMs
- Swain Student Activities Center (Accepts Deposits)
- Belknap Avenue Building
- Miller Information Technology Center
- Kornhauser Health Sciences Library
Branches
- University - 1900 South Third Street
ATMs
- Shriver Center at Branch (accepts deposits)
- Armstrong Student Center (accepts deposits)
- Rec Center
- Goggin Ice Arena
- King Library
- Johnston Hall (Middletown Campus)
- Mosler Hall (Hamilton Campus)
Branches
- Full Service Branch at Shriver Center (across from bookstore)
- Fairfield Village Green Branch, 5333 Pleasant Avenue (Hamilton Campus)
- Middletown, 3359 Towne Boulevard (Middletown Campus)
ATMs
- Aikens Commons
- Angell Hall
- Bursley Residence Hall
- Cardiovascular Center
- East Quad Residence Hall
- Hill Dining Center
- Markley Residence Hall
- Michigan Union
- Mott Children’s Hospital
- North Campus Research Complex
- North Quad
- Palmer Commons
- Pierpont Commons
- Ross School of Business, Blau Hall
- South Quad Residence Hall
Branches
- 1107 Suite A, South University Ave. (Central Campus)
- 101 S. Main Street at E. Huron Street (Central Campus)
- 2901 Plymouth Road at Huron Parkway (North Campus)
- 2992 S. Main Street at Eisenhower (Near Briarwood Mall)
ATMs
- University Student Center
- Montebello Complex
- Science Complex (Carnegie Hall)
- Fine Arts Center
- CBEIS - (Cash Dispensing Only)
Branches
- University Student Center On-Campus Branch, 410-254-2075
- Charles Village Branch, 12 East 25th Street, Baltimore 21218, 410-235-4612
ATMs
- 2nd Floor McGowan Center, near the book store
- The Grotto
- Knott ARCC - During Basketball Season (12/1 - 3/31)
Branches
- Emmitsburg Branch, 8 East Main Street
ATMs
- Talley Student Center next to PNC eBranch
- Talley Student Center - Exterior
- Bragaw Hall
- Wolf Ridge
- D.H. Hill Library
- Hunt Library
Branches
- Cameron Village
1959 Clark Ave. Raleigh 27605
919-839-4430 - Talley Student Union
2610 Cates Ave. Raleigh 27605
984-233-2583
ATMs
- Norse Commons – cash only
- Steely Library – cash only
- University Center – Advanced Function
- Student Union – Video Banking Machine/PNC Service Center
Branches
- Cold Spring Branch 3701 Alexandria Pike, Cold Spring, KY 41076
- PNC Bank Service Center, Student Union (Plaza Level -2nd Floor)
ATMs
- Webb Center - South Mall
- Webb Center - North Mall 2 ATMs (accepts deposits)
- Perry Library
- Whitehurst Hall
- Student Recreational Center - Foyer
- Constant Center Garage - 45th St. in Vestibule
Branches
- Webb Center North Mall
Branches
- West Lake Worth, 6535 Lake Worth Road, Lake Worth FL 33467
- Boca East, Yamato, 1150 Yamato Rd., Boca Raton, FL 33431
- Belle Glade, 900 S. Main St., Belle Glade, FL 33430
- Palm Beach Gardens, 10973 N. Military Trail, Palm Beach Gardens, FL 33410
- Wellington Country Plaza, Wellington, FL 33414
ATMs
- Biomedical Research Building, 421 Curie Boulevard
- Hill College House, 3333 Walnut Street
- Hospital of the University of Pennsylvania
- Houston Hall, 417 Spruce Street
- Johnson Pavilion, 3610 Hamilton Walk
- McClelland Hall, 3700 Spruce Street
- Penn Bookstore, 3601 Walnut Street
- Penn Museum, 3260 South Street
- Public Safety, 4040 Chestnut Street
Branches
- 40th Street Branch, 200 South 40th Street
- University City Branch, 3535 Market Street
ATMs
- Nordenberg Hall - 4 ATMs (accept deposits)
- Litchfield Towers - Open 24/7 (accepts deposits)
- William Pitt Union, 5th Ave Entrance (accepts deposits)
- Petersen Events Center - 2 ATMs
- Sutherland Hall
- Public Safety Building, 3412 Forbes Avenue - Open 24/7
- Biomedical Science Tower, 200 Lothrop Street
- Benedum Hall
Branches
- Oakland Branch, 4031 Fifth Avenue
ATMs
- Lawrence Hall, 212 Wood Street
- Student Center, 330 Blvd of Allies
- Pittsburgh Playhouse, 350 Forbes Ave.
Branches
- Frick Building, 437 Grant Street
- Two PPG Plaza, 2 PPG Place
ATMs
- Bryce Jordan Center
- Findlay Commons, East Halls (accepts deposits)
- Heritage Hall, first floor (accepts deposits) and ground floor near Cultural Center
- HUB-Robeson - 2 ATMs (accepts deposits)
- IST Building Bridge, across from Reese Cafe
- Pollock Commons, Bigler & Pollock Roads
- Redifer Commons, South Halls
- Smeal Business School, 011 Business Building
- Waring Commons, West Halls
*PNC Bank has ATMs on 13 additional Commonwealth Campuses
Branches
PNC Bank on campus:
- LL021 HUB-Robeson Center
PNC Bank near campus:
- 122 East College Avenue
- 1408 North Atherton Street
- 1601 South Atherton Street
ATMs
- Edward A. Nicholson Student Center
- Yorktown Hall Lobby
- RMU Island Sports Center
- RMU University Event Center
Branches
- Moon Township Branch
5960 University Blvd. Moon Twp, PA 15108
ATMs
- DeNaples Center, Royal Way and Mulberry St
- McGurrin Hall, 535 Jefferson Ave
Branches
- Central City Branch, 201 Penn Ave., Scranton, PA
- West Scranton Branch, 136 South Main Ave., Scranton, PA
ATMs
Main Campus
- PNC Bank Branch (Liacouras Walk)
- Barnes & Noble
- Cecil B. Moore (at 13th Street)
- Hardwick Hall
- Klein Hall
- Liacouras Center
- Morgan Hall Dining Center
- Pearson-McGonigle Hall
- Student Center
Health Sciences Center Campus
- Temple University Hospital
- Boyer Pavilion
- Broad & Tioga Streets
- Student Faculty Center
Other Campuses
- Ambler Campus
- Episcopal Campus
- Jeanes Campus
Branches
- Temple Branch (Main Campus), 1908 Liacouras Walk, Philadelphia PA 19122
- 6th & Spring Garden Branch, 510 N 6th Street, Philadelphia PA 19123
- Westmoreland Branch, 3244 N Broad Street, Philadelphia PA 19140
- 1600 Market Street Branch, 1600 Market Street, Philadelphia PA 19103
ATMs
- University Union
- West Village Commons
- Newell Dining Den
- The Glen Dining Hall
Branches
- Towson University Union
- Towson Branch, 409 Washington Avenue, Towson, MD 21204
ATMs
- Bierce Library
- Polsky Building
- EJ Thomas
- Student Union - 2nd Floor
- PNC Campus Office - Student Union, 1st Floor, Advanced Function
Branches
- Campus Office - Student Union, 1st Floor
- PNC Bank - 153 East Exchange Street
ATMs
- Tangeman University Center, Food Court
- Tangeman University Center, Near Quick Mick's
- Edwards III
- University Pavilion
- Steger Student Life Center
- Stratford Heights (lobby)
- CARE/Crawley Building (Advanced Function ATM)
- UC Campus Branch (2 Advanced Function ATMs)
- University Hall (Advanced Function ATM)
- Marian Spencer
- Blue Ash Campus
- Clermont Campus
- University Hospital
Branches
- PNC Branch, Tangeman University Center, 3rd Floor
ATMs
- Trabant University Center Branch: 2 ATMs (accepts deposits)
- Perkins Lobby (accepts deposits)
- Perkins, outside (available 24/7)
Branches
- PNC Customer Service Center, Trabant Center
- Newark Branch 201 Newark Shopping Center Newark, DE.
ATMs
Chicago
- Student Center East 1st Floor
- Student Center East 2nd Floor
- Student Center West
- James Stukel Towers
Springfield
- Public Affairs Center, 2nd Floor Sangamon Auditorium
- Student Union
Urbana
- Illini Union
- Illini Union Bookstore
- Florida Avenue Residence Hall
- Activities and Recreation Center
- Grainger Engineering Library
- Ikenberry Commons
Branches
Chicago
- Student Center East; 750 S. Halsted St. Chicago, IL 60607
Ph: 312-660-0068
Springfield
- 3019 Chatham Road Springfield, IL 62704
Ph: 217-535-6600
Urbana
- Illini Union Bookstore; 809 S. Wright St. Champaign, IL 61820
Ph: 217-974-7401
ATMs
- Gatton Student Center (Accepts Deposits)
- Student Health Center
- The 90
- William T. Young Library
Branches
- Gatton Student Center, 160 Avenue of Champions
- Chevy Chase Branch, 720 East Euclid Avenue
ATMs
- The Commons, Vestibule near E-Branch (advanced function)
- University Center Plaza (advanced function)
- The Commons, Just inside the West Entrance
Branches
- PNC E-Branch, The Commons
728 Frederick Road, Catonsville, MD 21228
ATMs
- Mountainlair Outside PNC Branch - 2 ATMs (accepts deposits)
- Mountainlair Garage, Prospect Street Entrance
- Mountaineer Station
- Health Sciences Center (accepts deposits)
- Mineral Resources Building
- Brooke Tower Lobby
- Law Center
- Student Recreation Center
- Potomac State Student Union (accepts deposits)
- Evansdale Crossing - 3rd Floor - 2 ATMs
Branches
- PNC Bank in the Mountainlair (on campus)
- Evansdale Crossing (on campus)
- PNC Bank at Suncrest Towne Centre, near Evansdale Campus (near campus)
ATMs
- WMU Bernhard Student Center, main entrance (accepts deposits)
- Bronco Mall , lower level of WMU Bernhard Student Center (accepts deposits)
- Parking Services Annex (accepts deposits)
- The College of Engineering
- Miller Auditorium, near the parking ramp
- The College of Health and Human Services
- Corner of Gilkinson Avenue & North Dormitory Road, across from the rocks
- Schneider Hall, Haworth College of Business
- Read Fieldhouse
- Waldo Library
Branches
- WMU Bernhard Student Center Branch
1903 West Michigan Avenue
Kalamazoo, MI 49008
(p) 269.376.9490 | (f) 269.376.9582
ATMs
On Campus:
- Kilcawley Center
- Meshel Hall
- Barnes and Noble Bookstore
Near Campus:
- Federal Plaza
- St. Elizabeth's Hospital
- Meridian Road
- Newport Glen
- Campbell Drive Up
- Churchill
- PNC ATMs in Sheetz Locations
Branches
- Federal Plaza, 100 E. Federal Street, Youngstown
Card details
Show Your School Pride with a
PNC Bank Visa® Affinity Debit Card
Customize your wallet and order a PNC Bank Visa® Affinity Debit card designed just for your school.
To request a card: Visit your local branch | Call 1-888-PNCBANK | Sign on to Online Banking
If you're an existing PNC debit cardholder, sign on to Online Banking to upgrade to an affinity card. To request a card, visit the "Debit/ATM Card Services" section either in "Account Services" on the "My Accounts Summary" page or within the "Customer Service" tab. Click the image of your school card and click “next” at the bottom of the screen. Read the disclosures and click submit. Your card will arrive in 3-5 business days.
Link Your ID Card to Your Virtual Wallet Student for Convenient Access to Your Money
Frequently Asked Questions
How does my ID integrate with my PNC Account?
Link your ID to your PNC Bank account and you can use your ID to get cash at ATMs. Linking is free, and you get the convenience of carrying one card around campus.
Students and employees will have the option to link their ID to their PNC accounts. All students and faculty and staff will receive a newly-designed ID card capable of linking to PNC accounts. Students, faculty and staff are not required to link their ID cards to PNC accounts. The ID Card will maintain all existing or current functionality.
What do I do if I lose my ID Card?
If a linked ID card is misplaced or stolen, students and employees should immediately contact the school to deactivate the ID Card.
In addition, to remove any links to your PNC Bank accounts:
- Sign in to PNC Online Banking.
- Go to the Customer Service tab and click "Link Campus ID Card" under the Account Services section.
- Select "Remove Accounts," and follow the instructions to remove the links to any PNC account linked to your ID Card.
Your request will be processed immediately; however, the change will not be reflected on Online Banking until the next business day.
If you do not have immediate access to the Internet, call 877-PNC-1000 as soon as you realize that your ID Card is lost and ask the PNC Bank representative to remove all existing links to your PNC Bank accounts. Or you may visit a nearby PNC branch and speak with a representative.
Helpful Tip: Keep this number in a safe place with you or in your phone in case of emergency.
Why do I need a Personal Identification Number (PIN) when I link my ID Card?
Students and employees need to select a PIN because ID Cards linked to PNC accounts have the added safety of PIN-based security, requiring the user to enter their private PIN every time they wish to access an ATM or make a purchase.
The linked ID Card can then be used at ATMs and to make PIN-based purchases at retail locations on the STAR® and PLUS® networks.
Helpful Tip: As a safety measure, you should never share or write down your PIN.
How do I link my ID Card to my PNC Account?
Students and employees can link their ID Card to their PNC accounts by following these simple steps:
- Go Online and sign into your PNC Online Banking account
- Open the Customer Service tab, then click "Link Campus ID Card" under the Account Services section
- Select your school and follow the step by step instructions provided
If you prefer you can also link your ID Card in person by visiting one of the nearby PNC Bank branches or by calling PNC Bank at 877-PNC-1000.
International Students
A new school. A new culture. A new way of life. When it comes to banking, where do you begin? PNC has the resources to help you get started right.
Tools & Resources
Tools and resources using the latest technology that can help make your banking faster and easier.
Zelle®
Use the PNC Mobile App together with Zelle to quickly send and receive money from people you know and trust.[2,7]
Digital Banking
Keep track of your money with our Online and Mobile Banking tools. Virtual Wallet Student is available through our app or on the web from your desktop, tablet or phone.[2,8]
Security & Privacy
We relentlessly protect your personal information and adhere to strict privacy standards.
Career Opportunities for Students & Graduates
The future of our workforce depends on promising young professionals. Emerging talent is graduating every year. We offer summer internships and early career development programs in an effort to grow that talent into tomorrow’s workforce.
Faculty & Staff Benefits
Get money management tools, benefits & more with PNC WorkPlace Banking®. Our unique bank-at-work program helps make your financial life easy. You may earn certain offers on banking products and services when you hold a qualifying checking account, and you gain access to the insight and experience of PNC financial specialists.
Important Legal Disclosures & Information
Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.
PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.
Low Cash Mode is only available on the Spend account of your Virtual Wallet product.
In order to avoid overdraft fees, you must bring the available balance in your account to at least $0 before your Extra Time expires. If you make a deposit, the time it takes for your deposit to be reflected in your available balance and for those funds to become available to you will vary based on the deposit type and time. Depending on your deposit type or your deposit time, your deposit may not be available before your Extra Time period expires, and you may incur overdraft fees. See your Funds Availability policy for more information. Overdrawing an account, maintaining a negative available balance for any period of time, and returning transactions as unpaid may have other consequences, including account closure or negative impacts to your ability to obtain financial services including loans, deposit accounts, and other services at PNC and other institutions.
Debit card transactions do not qualify for Payment Control. When you choose to return an item that has been presented to PNC for payment, we will return the item to the payee’s bank for insufficient funds, and the payee will not receive payment from PNC. You may still have an obligation to pay the payee for goods, services or other products. PNC is not responsible for satisfying any obligations between you and the payee or any other party with respect to an item you decide to return. Before choosing to return an item, you should consider rules the payee may have or actions the payee may take on late/returned payments. Overdrawing an account, maintaining a negative available balance for any period of time, and returning transactions as unpaid may have other consequences, including account closure or negative impacts to your ability to obtain financial services including loans, deposit accounts, and other services at PNC and other institutions.
PNC Alerts are free to customers. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.
Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers a protection program for authorized payments made with Zelle®. Zelle® is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use.
Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Visa® is a registered trademark of Visa International Service Association and used under license.
Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc.
Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc.
Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.
PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
