Home Equity
Rapid Refinance

A lower cost solution to refinance a mortgage. Make improvements or pay off your home sooner[1,2].

Fast, Easy, Secure

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Check Current Home Equity Rates*

Details & Fees*

Interest Rate Type Fixed
Payment Type Principal + Interest
Discounts Applied 0.25% interest rate discount for automatic payment from a PNC checking account
Documentation Prep Fee Varies by Market

*See "Important Disclosures"

Key Features

Get 0.25% Off Your Rate

Interest rate discount comes with maintaining automatic payment via a new or existing PNC checking account.[1]

Fixed Rate

Enjoy a standard fixed rate for the life of the loan — up to 30 years. See important disclosure information »

Tax Benefits

The interest you pay is typically tax deductible.[3]


Features & Benefits

  • 0.25% interest rate discount when your monthly payment is automatically deducted from your PNC checking account[4]
  • Equal monthly payments that include principal and interest
  • A standard fixed rate for the life of the loan - up to 30 years
  • May provide you the ability to lower your monthly payments, reduce your interest expense, or payoff your mortgage sooner
  • The convenience of loan closings at any PNC Bank Branch
How to Apply
Contact Us
Frequently Asked Questions

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.

  3. Consult your tax advisor.

  4. Discount only applicable as long as payments are set up for automatic deduction from a PNC checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.

*Advertised rates for the Home Equity Installment Loan and Home Equity Rapid Refinance Loan include a 0.25% interest rate discount for automatic payment from a PNC checking account. Advertised rates for the Choice Home Equity Line of Credit include a 0.25% interest rate discount for automatic payment from a PNC checking account and a 0.25% interest rate discount for a $25,000 draw at closing excluding funds to pay PNC debt.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC