Choice Home Equity Line of Credit HQ

Whether you're beginning your journey or ready to apply, see how a PNC CHELOC can help you take care of today, and plan for tomorrow.[1]

Get Started

With a PNC Choice Home Equity Line of Credit (CHELOC) you can:

Renovate your home

Refinance your mortgage

Consolidate debt

Prepare for life's unexpected expenses

Watch the Video to Learn About the PNC Home Equity Line of Credit

Choice Home Equity Lines of Credit secured by Texas property are not eligible for a VISA Choice Access Card and will be sent access checks upon request.


Learn More About Home Equity

Learn more about PNC's Choice Home Equity Loan Line of Credit, and if it's the right option for your needs.

Home Equity Loans

Learn your options for getting funds out of your home, weigh the pros and cons, and explore what you can do with your Home Equity.

Fixed Rate Lock

A fixed rate lock gives you the flexibility to lock in a specific rate and provides a consistent monthly payment for all or a portion of your line of credit balance.[2]

Other Lending Products

PNC has been lending for over 100 years. We can help find the right product for you.

Home Equity Insights Articles


Is a HELOC a Good Idea Right Now?

Is a HELOC a good idea for you? Weigh the benefits of easy access to equity against the risks with our comprehensive guide.


How to Leverage the Equity in Your Home

Owned your home awhile? If you have significant equity in your home, you possess a versatile financial tool. PNC Bank’s professionals walk through the options for putting your home’s equity to work.


Can You Refinance A HELOC?

HELOC refinance can offer a variety of benefits, such as lower interest rates and monthly payments, but it's important to know the intricacies of the process.

home equity icon

Finished Learning About Home Equity?

Home Equity Calculators

Use our home equity calculators to understand your CHELOC options and associated costs.

Estimate Home Improvement Costs

Estimate Your Home's Equity

Estimate Home Renovation Costs

Contact Us

We're here to help.

Talk with a Home Lending Center representative about your options.

Get started on an application today

Complete a contact form and we'll get in touch with you.