Roth IRA

If you meet certain income qualifications, you can use a Roth IRA to invest toward your retirement with tax-free earnings, with potential tax-free withdrawals in retirement.

Features and Benefits

  • After-tax contributions can grow tax-free for retirement
  • Tax-free withdrawals for retirement, provided certain conditions are met
  • No annual lifetime Required Minimum Distributions at any time
  • Distributions of earnings become federally tax-free after five years and the owner is age 59½
  • Distributions may be passed on to beneficiaries tax-free

Who Can Contribute?

  • Anyone, at any age with earned income or whose spouse has earned income
  • 2015 Maximum income: $131,000 (filing single) or $193,000 (filing joint)

The following information may be provided by PNC Investments affiliates, including PNC Bank, PNC Wealth Management® or PNC Institutional Asset ManagementSM.

Ways to Get Started

We can help you choose the account that's best for you. Call today to schedule an appointment.

855-PNC-INVEST

By phone
855-762-4683
Mon - Fri: 8am - 7pm ET
Sat: 9am - 4pm ET

Visit a Branch »

Complete the contact form to have us contact you.

 

Need Help?

855-762-4683
Mon - Fri: 8am - 7pm ET
Sat: 9am - 4pm ET

Important Information and Disclosures

This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.

Important Investor Information: Brokerage and insurance products are:

Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
Not Insured By Any Federal Government Agency • May Lose Value

Securities products, brokerage services and managed account advisory services are provided by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered through PNC Insurance Services LLC, a licensed insurance agency.

This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.

PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.

PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.