Student Banking Center

The support you can bank on today so you can focus on tomorrow's dreams.

Virtual Wallet Student®, Designed Uniquely For Students

Checking & savings combined with digital tools to help you manage
your money.

No monthly service charge[1] for up to 6 years, plus:

  • Track your spending, reserve money for planned expenses, and grow your savings in one digital banking experience
  • Overdraft protection & alerts
  • Low Cash Mode® in the PNC mobile app[2] gives you more control when your balance is low[3]
  • Zelle® in the PNC Mobile app to send money to friends or family[4]

Open Virtual Wallet Student Today

From High School to College, PNC is here to help you

Near Your Home

PNC has 2,300 locations coast to coast and a nationwide ATM network, so we are there to help at home or away at school.

Near Your College or University

PNC has partnered with select colleges and universities to bring financial solutions directly to students. From on campus branches and ATMs, to school debit card designs and school ID linking; check if PNC is on your campus.

Apply for an account today with no minimum deposit to open

16 years or older

Get started online if you are 16 years or older, have a SSN and valid U.S. Driver's license, State ID, or Military ID, and meet additional requirements.

Under 16 years or do not have SSN

If you are under 16, do not have an Social Security Number, or do not have a valid U.S. ID, make an appointment today.

PNC is here to help you focus on your studies while away from home

Preparing For Arrival

Learn more on how to get started on your banking relationship with PNC when you arrive in the U.S.

Already Arrived

If you have already arrived, make an appointment at your nearest branch to speak with a banker today.

Financial Education

Get ahead of the class with PNC's My Finance Academy

Learning from others and their real-world experiences can help prepare you for a healthier financial future. Check out our collection of:

  • Financial webinars
  • Educational articles
  • Calculators to help budget, plan and save money

Student Lending Products

Financing your education can be complicated both before & after graduation. From private student loans to refinancing, PNC has several options to meet your needs.[5]

Undergraduate Student Loans

A PNC private student loan can help cover college expenses and includes customizable repayment options.

Graduate Student Loans

For graduate students to those in the health, medical and law fields, PNC has loans to help you continue and advance your education.

Refinance Student Loans

Whether looking to adjust your rate, payment or term, refinancing your student loans with PNC may help you achieve your goals.

Related Resources

About Us

Corporate Responsibility

PNC is committed to continually setting and achieving ambitious carbon emissions, energy use, water use and renewable electricity goals, related to our own operational footprint.


Consider Working at PNC

From student internships to professional opportunities for graduates, PNC has a variety of career opportunities.

About Us

Diversity & Inclusion

We foster a culture of inclusion in which employees and customers feel welcomed, valued and respected.

Other Ways To Contact Us

Let’s Meet

Review your calendar and find a
convenient time to meet with us.

Visit Us

Find a PNC location near you
and stop by to see us.

Customer Service

Find answers to frequently asked questions and service phone numbers to assist you.