An elegantly simple account that covers your essential needs.

The ideal checking account when you deposit more cash and have more transactions.

Enjoy the highest cash deposit and transaction allowances while connecting additional business checking accounts. 

$400 cash offer when you open a qualifying PNC Business Checking account by June 30, 2026 and meet certain conditions.

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$400 cash offer when you open a qualifying PNC Business Checking Plus account by June 30, 2026 and meet certain conditions.

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$1,000 cash offer when you open a qualifying Treasury Enterprise Plan account by June 30, 2026 and meet certain conditions.

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$100

$100

$100

$12 or $0 if one of the conditions below are met

$22 or $0 if one of the conditions below are met

$50 or $0 if the conditions below is met

One of the following must be met:

• Maintain an average monthly collected balance of $500 or more.

OR

• Use a linked PNC Business Credit Card to make a minimum of $500 in eligible purchases ^[4][5][13]

OR

• Maintain an eligible linked Merchant Account and generate a minimum of $500 in qualifying monthly merchant service deposits.^{[4][6][7][14]}

One of the following must be met:

• Maintain an average monthly collected balance of $5,000 or more.

OR

• Use a linked PNC Business Credit Card to make a minimum of $5,000 in eligible purchases ^[4][5][13]

OR

• Maintain an eligible linked Merchant Account and generate a minimum of $5,000 in qualifying monthly merchant service deposits.^{[4][6][7][14]}

OR

• Maintain an average monthly collected balance of $20,000 or more in linked business checking and Money Market accounts.^[4]

Maintain $30,000 average combined monthly collected balance in all (between) checking accounts within your Treasury Enterprise Plan, including Beneficiary Accounts.^[8]

• 150 Transactions monthly at no charge.^[8]
• $5,000 Monthly Cash Deposit volume at no charge.^[9]

• 500 Transactions monthly at no charge.^[8]
• $10,000 Monthly Cash Deposit volume at no charge.^[9]
• Coin & Currency Furnished monthly at No Charge:
  Coin: 100 rolls
  Currency: $30,000
• One free incoming received Wire Transfer per month (Domestic only).
• 2 Non-PNC Bank ATM fees refunded per Statement Period. (Excludes ATMs Surcharge Fees).
• Virtual Wallet^® with Performance Select – a personal checking account with no monthly service charge for business owners.^[15]

• Unlimited transactions monthly across multiple eligible accounts at no charge.^[8]
• $50,000 Monthly Cash Deposit volume across multiple eligible accounts at no charge.^[3][9]
• The Monthly Account Maintenance Fee will be waived on up to four beneficiary checking accounts. You have the option to add more than four beneficiary accounts for an additional $10.00 Monthly Account Maintenance Fee for each beneficiary account over four.
• Earnings Credits applied only to the average monthly collected balances in excess of $125,000 to reduce or offset certain transaction fees.^[2]
• No charge by PNC for using Non-PNC ATMs. (Excludes ATMs Surcharge Fees).