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Business Checking Plus is designed for growing businesses looking for more options and flexibility in managing their banking transactions.
More combined transactions and cash deposited activity without charge.
Let a PNC Banker show you opportunities to offset monthly maintenance fee
Use Online Banking and Bill Pay or Remote Deposit for banking without making trips to the bank
A PNC Banker can show you how the way you do business using PNC cash flow solutions can not only help you make the most of your cash flow, but result in opportunities to offset monthly maintenance fees on your checking account.
Required Minimum to Open: $250
Use our Quick Switch Kit to help you complete your transfer of checking related services to PNC Bank. Learn More »
You may also want to review our current service charges & fees before applying.
Please call us at 1-800-762-5684 between the hours of 8:00 a.m. to 6:00 p.m. ET, Monday through Friday if you have any questions.
Monthly limit for free cash deposits includes over-the-counter, in the ATM, at the night depository, and via Quick Deposit.
Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.
There may be a fee for certain optional services available through online banking.
A maximum of 10 eligible accounts may be linked to a business checking account in each of the business checking, money market, loan, business credit card and merchant services categories. Each eligible account may only be linked to one business checking account. Eligible loan accounts will be automatically linked to the business checking account from which an automatic payment is deducted. Eligible business credit cards will be automatically linked to a business checking account using the same primary name and considering the following factors, in order of priority: a) the business checking account open the longest, and b) the business checking account with the lowest account number. Eligible Merchant Services accounts will be automatically linked to the business checking account used as the settlement account. Some accounts may not be eligible to be linked based on titling structure, product type or other constraints. PNC linked loan accounts must be in good standing, paying as agreed, and not suspended, revoked or frozen; the outstanding balance on business lines of credit and the original principal amount for term loans will be used to determine the average combined loan balance. Subject to credit approval.
PNC linked business credit card eligible purchases are purchases of goods or services made by you or your authorized user with an eligible linked business credit card account and includes balance transfers and convenience checks that are not subject to the cash advance rate. Eligible purchases do not include interest, fees and charges assessed to the business credit card account, cash advance transactions (including convenience checks that are subject to the cash advance rate), and purchases made at merchants with gambling or gaming merchant category codes. Purchases made with PNC BusinessOptions® Visa Signature® credit cards are excluded.
To receive relationship benefits, the checking account must be set up as the billing account for the applicable service.
Merchant Services provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.
Subject to credit approval. Additional fees apply. PNC Bank, National Association is the creditor and issuer of the PNC Bank Business Credit Cards.
Your Receivables and/or Payables data within Cash Flow Insight can sync with the following supported accounting software: QuickBooks® for Windows, QuickBooks® Online, Intacct®, NetSuite®, Xero®. Users of other accounting software such as Sage 50 and Microsoft Dynamics® can use the import/export functionality within Cash Flow Insight at no additional cost.
PNC Purchase Payback is a registered mark of The PNC Financial Services Group, Inc.
DepositNow is a registered trademark of Fundtech, Inc. Eligibility for DepositNow is subject to bank approval and a PNC business checking account is required to use DepositNow.
CFO: Cash Flow Optimized and Cash Flow Insight are service marks of The PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
Banking and lending products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.