PNC CashBuilder® Visa® Credit Card

If you want a credit card that earns cash back for just about every purchase, then PNC CashBuilder is the card for you.

Introductory Offer

  • Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

    Then a variable APR, currently 12.99% to 21.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

     
  • Earn 1.75% cash back on all your net purchases for the first billing cycle after account opening.*

No Annual Fee*

Earn a minimum of 1.25% cash back on just about every purchase


Boost your earning potential with a qualifying checking account

If your spending level does not qualify you for higher cash back earnings, then a qualifying checking account could when you meet the minimum balance or direct deposit requirements:

Redeem when you have accumulated $50 in CashBuilder Rewards

  • Have your cash back reward credited to your CashBuilder credit card account or deposited into your PNC checking or savings account
  • Your cash back rewards don't expire

Rates and Fees

Introductory Offer Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

Then, the balance transfer APR
Annual Fee $0
Purchase & Balance Transfer APR 12.99% to 21.99%, based on creditworthiness.
This APR will vary with the market based on the prime rate.
Cash Advances APR 21.99%
This APR will vary with the market based on the prime rate.
Penalty APR 28.99%
This APR will vary with the market based on the prime rate
Minimum Interest Charge $1.50
Transaction Fees:

Balance Transfers

Cash Advances

Foreign Transaction

Either $5 or 3% of the amount of each balance transfer, whichever is greater

Either $10 or 4% of the amount of each cash advance, whichever is greater

3% of each foreign transaction in U.S. dollars

Penalty Fees:
Late Payment

Returned Payment

Up to $35

Up to $35
  Important Information About Rates & Fees

Apply Now

It's safe and secure and takes less than 5 minutes. Get a response in minutes and your card in 7-10 days

Apply Now

*Important Information About Rates and Fees

**Rewards Program Terms and Conditions

Need Help?

Call 1-800-762-5684

  • Mon - Fri: 7am - 10pm ET
  • Sat - Sun: 8am - 5pm ET

Ways to Apply

  • Online through the website

  • By phone

    Call 1-800-762-5684

    • Mon - Fri: 7am - 10pm ET
    • Sat - Sun: 8am - 5pm ET
  • In person at a branch

  • Offline through a printable application to mail or fax.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC CashBuilder is a registered mark of the PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC