A diversified portfolio - one that may combine investments in stocks, bonds and cash - can help you to achieve your financial objectives over time. Selecting the right investment mix based on your specific goals and risk preference is an important step in the planning process.
PNC Investments offers direct access to a wide array of investment products. Whether you're considering equities, fixed income securities, cash management vehicles, mutual funds or tax-deferred securities, your PNC Investments Financial Advisor will advise you on choosing investments that are right for you.
For investors with long-term goals, such as planning for retirement or saving for a child or grandchild's education, stocks may be a good type of investment to consider. However, stocks tend to fluctuate in value, and may not be suitable for the risk averse.
Typically more conservative than equity investments, fixed income securities, such as bonds may offer a higher level of stability and can provide a steady stream of monthly or quarterly income. PNC Investments offerings include money market mutual funds, municipal bonds, and government and corporate securities.
Mutual funds can be an effective way to diversify an investment portfolio across many asset classes. PNC Investments offers a wide variety of funds that invest in U.S. and international stocks, bonds, real estate, and money market instruments, as well as many combinations of these assets.
Annuities - investment contracts between you and an insurance company - are long-term investments designed as a source of retirement income. When you invest in an annuity, you decide how long you want to receive income payments - three years, five years or for life - and how frequently you are paid - monthly, quarterly or at a designated time of your choosing. Annuities can also be tailored to your risk tolerance and your need for current versus future income, and can be set up to provide income and benefits for your loved ones.
Important Investor Information: Brokerage and insurance products are:
Securities and brokerage services are provided by PNC Investments LLC, a registered broker-dealer and investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered by PNC Insurance Services LLC, a licensed insurance agency.