Small Business
Small Business
Overdraft Protection

Positive cash flow. 

Sometimes the timing of receivables collections doesn't always keep pace with your payables. That's a business cash flow reality. With PNC Business Overdraft Protection, that doesn't have to become a problem. When checking account funds are low, your checks, check card purchases and automatic payments can still be covered.

When there's an insufficient balance in your checking account to cover checks or other items presented for payment, available funds are automatically transferred from your designated PNC business account to your business checking account to fund the payments. Add piece of mind to the convenience of automatic Overdraft protection by using the available balance in your PNC Business Line of Credit1 or PNC Premium Business Money Market Account2, or opting to have your PNC business credit card3 linked to your PNC Business checking account.

Protection You Deserve

Sign up for Overdraft Protection today. Call us at 800-762-5684 between the hours of 7:00 a.m. to 10:00 p.m., ET, Monday through Friday and 8:00 a.m. to 5:00 p.m., ET, Saturday and Sunday to speak with a business banking representative, or visit your nearest PNC Bank branch.


1. Subject to credit approval and available credit balance.

2. Federal regulations limit the number of automatic transfers that can be made from Premium Business Money Market accounts. See our Business Banking Account Information - Business Checking Accounts and Related Charges brochure for further information.

3. Subject to credit approval. PNC Bank, National Association, is the creditor and issuer of PNC Bank Business Credit Cards.

 Bank deposit products and services provided by PNC Bank, National Association. Member FDIC


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