Earn $200 with the PNC Cash Rewards® Visa® Credit Card. View Offer Details

PNC Personal Credit Cards

Discover more possibilities with a PNC Credit Card

▸ Respond to your mail offer. View offer & eligibility

▸ Find out if you qualify for a special offer without impacting your credit score. Learn More

We have a credit card for every need

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period. See below for details.[1]

PNC Cash UnlimitedSM Visa Signature® Credit Card

Earn unlimited 2% cash back on every purchase[2]

New Card

PNC Cash Rewards Visa Credit Card Now Rated one of 2023's best cash back credit cards

$0 annual fee*

The applicant must be a PNC Online Banking user to apply online. Checking to see if you're pre-selected does not impact your credit score.

For well-qualified borrowers[3]

Card Benefits: 

  • No caps on how much you can earn
  • No cash back expiration dates to worry about[4]
  • No foreign transaction fees*
Intro Offers: Save more with a 0% introductory APR on purchases and balance transfers.*
  • 0% intro APR on purchases for the first 12 billing cycles following account opening
  • 0% intro APR on qualifying balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.*
  • Then, a variable APR on purchases and balance transfers, currently 19.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

 

New Card

PNC Cash Unlimited Visa Credit Card

$0 annual fee*

The applicant must be a PNC Online Banking user to apply online. Checking to see if you're pre-selected does not impact your credit score.

PNC Cash Rewards® Visa®  
Credit Card

PNC Cash Rewards® Visa®  Credit Card

Maximize your cash back

Earn $200

PNC Cash Rewards Visa Credit Card Now Rated one of 2023's best cash back credit cards

$0 annual fee**

The applicant must be a PNC Online Banking user to apply online.

Bonus Offer: Earn $200 cash back[1,5] after you make $1,000 or more in purchases during the first 3 billing cycles following account opening.

Card Benefits: Earn at least 1% cash back on purchases[2] everywhere.*

Plus, Earn:
  • 4% on Gas station purchases
  • 3% on Restaurant purchases
  • 2% on Grocery store purchases

For the first $8,000 in combined purchases in the above three categories annually.[6,7]

Earn $200

PNC Cash Rewards Visa Credit Card Now Rated one of 2023's best cash back credit cards

$0 annual fee**

The applicant must be a PNC Online Banking user to apply online.

PNC Core® Visa® Credit Card

Save with low rates

PNC Core Visa Credit Card

$0 annual fee*

The applicant must be a PNC Online Banking user to apply online.

Intro Offers: Save more with our 0% introductory rate on purchases and balance transfers.*
  • 0% intro APR on purchases for the first 15 billing cycles after account opening.*
  • 0% intro APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.*
  • Then a variable APR on purchases and balance transfers, currently 18.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC Core Visa Credit Card

$0 annual fee*

The applicant must be a PNC Online Banking user to apply online.

PNC points® Visa® Credit Card

Earn points for exciting rewards

Earn 100,000 Points

PNC points Visa Credit Card

$0 annual fee**

The applicant must be a PNC Online Banking user to apply online.

Bonus Offer: Earn 100,000 bonus points[1,8] after you make $1,000 in purchases during the first 3 billing cycles following account opening.

Card Benefits: Earn 4 points for every $1 in purchases[2] and redeem with rewards including Apple, merchandise, travel, gifts cards or cash back.
  • There's no limit to the number of points you can earn. 
  • Earn 25% to 75% bonus points on base points earned in a billing cycle when you meet additional requirements*.

Earn 100,000 Points

PNC points Visa Credit Card

$0 annual fee**

The applicant must be a PNC Online Banking user to apply online.

PNC Secured Visa® credit card

Establish and strengthen your credit

Card Benefits:
  • Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.
  • Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.
  • The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.

You get our highest level of protection. Always.

Zero Liability Fraud Protection

If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.[9]

Cell Phone Protection Available

When you use your eligible PNC Visa credit card to pay for your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.[10]

Go Contactless and Check Out with Confidence

Pay for everyday purchases quickly and conveniently with contactless PNC Visa Credit Cards. Get the same level of security when you tap as you do when you insert your chip.

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Related resources

For Students

Student Credit Card Center

Learn about using credit cards responsibly, as well as the many benefits and features that come standard with our credit cards.

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