PNC Cash Rewards® Visa® Credit Card

$0 Annual Fee**

Must qualify for a minimum credit line of $500.[1]

Earn $250

PNC Cash Rewards Visa Credit Card

$0 Annual Fee**

Earn a $250 Bonus[2]

Just make $1,000 or more in purchases[3] during the first 3 months following account opening of a PNC Cash Rewards® Visa® Credit Card.

Bonus eligibility restriction: Only one new account opening bonus on a PNC Cash Rewards credit card per customer within a 24-month period.[4]

Maximize Your Cash Back

cash back on gas station purchases

cash back on dining purchases at restaurants

cash back on grocery store purchases

cash back on all other purchases

Earn 4% on gas station purchases, 3% on dining purchases at restaurants, and 2% on grocery store purchases for the first $8,000 in combined purchases[5] in these categories annually.[6]

 

Earn 1% cash back on all other purchases[3]

Features & Benefits

Cell Phone Protection Available

When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.[7]

  • Balance Transfer Offer
    Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 20.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
  • Zero Liability Fraud Protection[8]
    If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more
  • Alerts
    Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more
  • Online Account Tools
    Manage transactions, redeem rewards, and make payments digitally.
  • Contactless Technology
    Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more
  • Online Statements
    Turn off your paper statements and get access to up to 48 months of statements online. Learn more
  • Redeem in Online Banking or in the PNC Mobile app any time you have at least $25 in your PNC Cash Rewards Account.*
  • Receive cash back as a statement credit or deposit into a qualifying PNC account.
  • Rewards never expire as long as your account is open.*[9]

  • Balance Transfer Offer
    Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 20.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

  • Zero Liability Fraud Protection[7]
    If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more
  • Alerts
    Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more

  • Online Account Tools
    Manage transactions, redeem rewards, and make payments digitally.
  • Contactless Technology
    Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more
  • Online Statements
    Turn off your paper statements and get access to up to 48 months of statements online. Learn more

  • Redeem in Online Banking or in the PNC Mobile app any time you have at least $25 in your PNC Cash Rewards Account.*
  • Receive cash back as a statement credit or deposit into a qualifying PNC account.
  • Rewards never expire as long as your account is open.*[8]
Image of Cash Rewards Credit Card

PNC Cash Rewards® Visa® Credit Card

$0 Annual Fee**

Must qualify for a minimum credit line of $500.[1]

Image of Cash Rewards Credit Card

PNC Cash Rewards® Visa® Credit Card

$0 Annual Fee**

Must qualify for a minimum credit line of $500.[1]

Tools & Calculators

Estimate how much cash back you could earn annually. Enter your estimated monthly purchase amounts for each category. 
Cash Rewards
Cash Rewards Months Language

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