PNC Bank Visa®

Debit Card

Your PNC Checking account comes with a PNC Bank Visa Debit Card... a faster easier way to pay for virtually anything.

Key Features
Helpful Money Management Tools

Monitor and track your debit card purchases through PNC Online and Mobile Banking.

Proactive Security with Fraud Protection

Enjoy peace of mind with PNC Security Assurance and built-in fraud protection.

Rewards and Discounts

Get rewarded for shopping at some of your favorite places with PNC Purchase Payback and get special offers at pnc.com/cardoffers.

Features and Benefits

Receive built-in fraud protection

Your PNC Bank Visa Debit Card provides the highest levels of protection with PNC Security Assurance, 24-hour hour fraud monitoring and Zero Liability Fraud Protection.[1] If your card or card number is ever lost or stolen, your money will be replaced when you notify us promptly of unauthorized use. Learn more about PNC’s suite of fraud prevention, detection and resolution services at PNC Security Assurance.

Pay bills with your Debit Card

There's no need to hassle with checks or stamps. You can pay all kinds of bills with your debit card, including phone, cable and utility as well as memberships and subscriptions. Pay bills one at a time or set up recurring monthly payments.

Show your support 

You can request a PNC Bank Visa Affinity Debit Card that recognizes your support for a particular university, sports team or cause.[2] See all available PNC Bank Affinity Visa Debit Cards »

Easily track and control spending

When you use your PNC Bank Visa Debit Card, you get a detailed description of your debit card purchases through PNC Online Banking[3] and PNC Mobile Banking[4].  Receive PNC text and email alerts that help you monitor your account balance, track your debit card transactions, and more.[5]    

Get rewarded for purchases you already make

With PNC Purchase Payback® [6], simply visit your Rewards Center in Online Banking and choose the offers you want; then shop or dine at the merchants you selected using your PNC Bank Visa Debit Card and earn cash back. The more you use your card for purchases, the more offers you may see.

Enjoy special savings at top merchants

Get discounts reserved exclusively for PNC Bank Visa Debit Card customers when you shop with select merchants.
View the latest discounts »

Show your support with a PNC Bank Visa Affinity Debit Card

University Affinity Cards

We Also Recommend

PNC Checking

Makes your financial life simpler! Find out which checking account is best suited for your lifestyle and banking needs.

Learn More »

Visa Checkout

Pay online the easier way with Visa Checkout and your PNC card. Breeze through checkout when shopping online with a single sign-in anytime you see the Visa Checkout button.

Sign Up Now »

PNC DepositEasySM

PNC DepositEasy is the "envelope-free" way to make cash or check deposits right at the ATM, anytime of day or night, including weekends and holidays.

Learn More »

Important Legal Disclosures and Information

  1. Zero Liability Fraud Protection does not apply to ATM transactions, PIN transactions not processed by Visa, and certain commercial card transactions. Notify PNC Bank immediately of any unauthorized use. For specific restrictions, limitations and other details regarding unauthorized use, see your Consumer Electronic Funds Transfer Disclosure Statement which is part of the Account Agreement for Personal Checking, Savings and Money Market Accounts and part of the PNC Virtual Wallet Fineprint.

  2. An annual fee of $10 will be assessed to the primary checking account associated with the card. Specialty cards include: PNC Park, Pittsburgh Steelers, WBS Penguins, Washington Nationals, Cleveland Browns, Cincinnati Reds, USA Flag ($5 of the $10 is donated to the American Red Cross annually). See the Consumer Schedule of Service Charges & Fees for more details.

  3. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  4. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  5. Debit card alerts are not available for debit card PIN transactions not routed through Visa. Debit card alerts are available for all other debit transactions including signature transactions, Internet transactions and PIN transactions routed through Visa.

  6. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group.

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC