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Mortgage Refinance Calculator
Estimate your cost and see what you might save by refinancing your mortgage.
Estimate Potential Savings
Find your break-even point - the length of time you need to stay in your home to offset refinancing costs.
Estimate Savings
Estimate Monthly Payments
Determine how much your monthly mortgage payments might be after refinancing
Estimate Monthly Payment
Estimate Closing Costs
When you refinance be prepared to pay for: Origination Fees, Settlement Services, Interest Prepayment and others.
Estimate Closing Costs
Paying Points
Sometimes you can negotiate a lower interest rate by paying discounted points at closing.
Paying Points
Get Started
Complete a digital form to begin the mortgage refinance process or read about product details.
Start the Application Process Online Today
- Start the application process online from any device.
- You'll be connected with a Mortgage Loan Officer who will answer any questions and help guide you through the process.
Learn about the Process
Not sure where to start or new to mortgage refinancing? Learn the basics so you're able to make the best decision for you.
Important Legal Disclosures and Information
Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.
Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® and Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
Carrier fees for data usage may apply.
©2025 The PNC Financial Services Group, Inc. All rights reserved.
PNC Bank, National Association.
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