Mortgage Loans

Which home loan is right for you? Learn how your loan terms, your down payment and other special circumstances could be a factor.

PNCCheck Current Rates 

Consistent payments for the life of your loan.
  • Loan terms between 10 and 30 years
  • Down payments as low as 3% of purchase price
  • Single family loan amounts up to $424,100

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A set rate for a defined period of time, which will adjust later.
  • Lower payments for the first years of your loan
  • Rate is set for a predetermined period, then will reset with a new rate that can be either higher or lower depending on market conditions at the time the adjustment occurs
  • Could be ideal if you’re expecting an increase in income, or planning to live in the home for a short period of time

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For home financing options above $424,100.
  • Loan terms between 15 and 30 years
  • Fixed rate, adjustable rate and interest-only payment options 

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Government loan program with more flexible qualification criteria than conventional loans.
  • Down payments as low as 3.5%
  • Seller can assist with up to 6% of purchase price toward closing costs
  • Fixed and adjustable rate options

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1st and 2nd combination mortgages can eliminate the need for private mortgage insurance and provide flexibility in your home financing.
  • For a 20% down payment, put down as little as 10.1% of the purchase price and finance the remaining 9.9% with a Home Equity Line of Credit 
  • Potentially lower your monthly payment by eliminating private mortgage insurance (PMI)
  • Interest on both loans may be tax-deductible. Consult a tax advisor

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Home loan options for active military, veteran, reservist or National Guard.
  • Little to no down payment required
  • Fixed rate and adjustable rate payment options are available

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Important Legal Disclosures and Information

© 2017 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC.

PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal. Terms and conditions of this offer are subject to change without notice.

Pre-approvals are subject to property underwriting and appraisal. Borrower must satisfy pre-approval conditions outlined in commitment letter. Loan amount subject to property appraisal.