Credit is subject to approval. Certain restrictions and conditions apply. Loan Proceeds: Loan Proceeds cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.
Home Improvement Loans
Renovate, redecorate, refresh - & make it easy with affordable monthly payments.[1]
Your Home Should Make
You Happy
When owning a home feels like one surprise cost after another, let PNC help keep things predictable.

Benefits of a PNC Personal Loan
A PNC Personal Loan is an unsecured installment loan; it gives you access to the money you need without using your property as collateral.[1]
No Prepayment Penalty
No origination or application fees.
No Collateral Required
No collateral required for unsecured loans.
Choose Your Amount
Loan amounts between $1,000 and $35,000.
How a Personal Loan Can Help With Your Home Improvement Project
To choose your loan amount, you’ll need to determine your budget.
- Materials (tile, cabinets, fixtures)
- Appliances (fridge, oven, washer, dryer)
- Professional help (contractors, decorators, organizers)
- Hotel cost, if you’ll need to stay away at any point
Home Renovation Calculator
You’re a few steps away from finding your preferred option to funding your home improvement.
Estimate the cost of your home renovation project using our customizing tool.
Start Your Application Today
Once you know your budget, you can apply online, stop by a branch or call to get started.
Insights
Borrow
Debt-To-Income Ratio: Why Is It Important?
Considering a loan? Lenders need to fully understand your financial obligations. Your Debt-To-Income ratio helps gauge your ability to repay loans.
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When and How to Refinance Personal Loans
Are your current loan terms or payments working for you? If not, you may be able to refinance to enjoy better financial footing.
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Borrow
Secured vs. Unsecured Loans: What Borrowers Need to Know
What are the key differences between secured and unsecured loans? Find out in this helpful guide from the financial experts at PNC.
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