Home Improvement Loans

Renovate, redecorate, refresh - & make it easy with affordable monthly payments.[1]

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Your Home Should Make
You Happy

When owning a home feels like one surprise cost after another, let PNC help keep things predictable.

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Benefits of a PNC Personal Loan

A PNC Personal Loan is an unsecured installment loan; it gives you access to the money you need without using your property as collateral.[1]

No Prepayment Penalty

No origination or application fees.

No Collateral Required

No collateral required for unsecured loans.

Choose Your Amount

Loan amounts between $1,000 and $35,000.

How a Personal Loan Can Help With Your Home Improvement Project

To choose your loan amount, you’ll need to determine your budget.

  • Materials (tile, cabinets, fixtures)
  • Appliances (fridge, oven, washer, dryer)
  • Professional help (contractors, decorators, organizers)
  • Hotel cost, if you’ll need to stay away at any point

Home Renovation Calculator

You’re a few steps away from finding your preferred option to funding your home improvement.

Estimate the cost of your home renovation project using our customizing tool.

Home Renovation Calculator

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Start Your Application Today

Once you know your budget, you can apply online, stop by a branch or call to get started.



Debt-To-Income Ratio: Why Is It Important?

Considering a loan? Lenders need to fully understand your financial obligations. Your Debt-To-Income ratio helps gauge your ability to repay loans.

4 min read


When and How to Refinance Personal Loans

Are your current loan terms or payments working for you? If not, you may be able to refinance to enjoy better financial footing.

4 min read


Secured vs. Unsecured Loans: What Borrowers Need to Know

What are the key differences between secured and unsecured loans? Find out in this helpful guide from the financial experts at PNC.

4 min read

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Please enter a valid USPS zip code.

PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

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Contact Us

To apply for an Unsecured Personal Loan call us today or schedule an
appointment to visit a branch.

Call Us

Monday through Friday: 8 a.m. ET to 9 p.m. ET
Saturday through Sunday: 8 a.m. ET to 5 p.m. ET

Visit Us

Visit us at a branch for more information

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