PNC Choice Banking: Personalized Relationship Banking

A Personalized Relationship Banking Solution

At PNC, we understand that your financial needs are complex and multifaceted. That’s why we offer a wide range of strategies, guidance and products to help you and your family thrive.

PNC Choice Banking is designed to help you meet your goals and keep moving forward.

PNC Choice Banking services are available at no additional charge for customers with $50,000 in eligible deposit balances at PNC.^[1]

It's All for You

When you join PNC Choice Banking, you’ll gain access to:

Your Dedicated Team

PNC Relationship Managers and financial professionals will work together to provide you with solutions that fit your needs. We’ll help ensure that your financial plans prepare you for the changes life can bring.

Financial Insight

Knowledge can be a powerful advantage. That’s why we share thought leadership content and market insights from PNC strategists, economists and other financial professionals.

Benefits & Rewards

Get help identifying which products are right for you and enjoy access to our most rewarding financial solutions. Manage your money with greater clarity, too, by tapping into our suite of digital banking and investing tools.

Exceptional Products & Services

Unlock valuable tools and features:

Virtual Wallet^® with Performance Select

Our top-tier Virtual Wallet product includes patented money management tools to help you manage your financial life and reach your financial goals.

Learn more about our Virtual Wallet® products, including Virtual Wallet® with Performance Select

Lending Options

We look at financing as a tool to help you achieve your financial goals and maintain control over your cash flow.

Learn More About Lending Options

Premiere Money Market

Through our tiered rate structure, your higher balances will earn higher interest rates when paired with a qualifying Virtual Wallet with Performance Select account.^[2]

See Rates in Your Area

Credit Cards

Lower rates, rewards, cash back or travel — no matter what you're looking for in a credit card, PNC can help you find a great match.

Learn More About Credit Cards

Retirement & Investment Planning^[3]

Guidance for whatever comes next

As a PNC Choice Banking customer, you will have the opportunity to work with members of the PNC Investments team toward your retirement and investment goals. Wherever you may be in your retirement or investing journey, our investment advisors and financial professionals can provide information, insights and guidance to support you.

Visit the Retirement Planning Center

Insights

Fresh perspectives to help strengthen your knowledge

Invest

Reacting to Market Volatility

Actions you can take to focus on your financial well-being during market downturns.

4 min read

Invest

Getting Retirement Right: Are You on Track?

Even if you've been planning for retirement, it may be time to ramp up your retirement assets to help achieve your goal.

3 min read

Invest

The Value of Compounding: An Unexpected Outcome for the Tortoise and Hare

Did you know that the timing of when you start investing may be more important than how much you invest? Learn why and how you can benefit, even if you're starting small.

2:18 min video

Get Started

Take the first step toward enjoying all of the benefits PNC Choice Banking offers you.

Give Us a Call

Mon - Fri: 8am - 9pm ET
Sat & Sun: 8am - 5pm ET

1-866-762-4000

Related Resources

Tools and Resources

PNC Retirement Center

Calculators and tools to help you better understand your retirement goals and start a conversation with PNC today.

Explore Tools and Resources

Credit Cards

PNC Visa Credit Cards

Want to earn cash or points? We have a credit card that is right for you.

Learn More About Credit Cards

Thought Leadership

Insights from PNC

Insights and ideas to help you make today the day you take the next step toward your financial goals.

Browse Articles

To be eligible for PNC Choice Banking, you’ll need $50,000 or more in combined average monthly balances in your active personal checking, savings, money market accounts and certificates of deposit (excluding any IRA Deposit products) using the most current statement period balance(s) at the time of enrollment. These are considered "Eligible Deposits."

Program features and eligibility requirements are subject to change. This offer is non-transferrable. If, after enrollment, you choose not to participate in PNC Choice Banking, please contact us at 866-PNC-4000.
In order to qualify for a Relationship Rate for Premiere Money Market, you must have a linked checking account (for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:

Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances or linked PNC Visa Credit Card) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.
Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.

(A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)

Starting with the calendar month following when you open your Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

We will only link accounts at your direction. If you have not directed PNC to link another account to your Premiere Money Market, the accounts will not be linked and you will not receive a relationship rate, applicable waivers of monthly service charges, or other relationship benefits on your unlinked PNC accounts. The requirement that you direct us to link accounts in order for you to receive benefits applied to all of your PNC accounts.
This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.

Important Investor Information:

Brokerage and insurance products are:
Not FDIC Insured. Not Bank Guaranteed. Not A Deposit. Not Insured By Any Federal Government Agency. May Lose Value

Securities products and brokerage services as well as managed account advisory services are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and Member FINRA and SIPC. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency (CA License #0B57695).

PNC Investments and PNC Insurance Services do not provide legal, tax, or accounting advice.

View the PNC Investments Business Resiliency Planning Customer Disclosure.

View Important Information About Order Routing and Execution.

This document provides information on additional compensation that PNC Investments receives from certain mutual fund companies, 529 plan program managers and insurance companies.

This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.

PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.

PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

Sign On to Online Banking or select another service

Banking

Borrowing

INVESTING & MANAGING WEALTH

Explore Topics

Popular

Featured

Stay Informed on News and Issues Impacting PNC Customers

Security & Privacy

Support

How Can We Help You

get a clear picture of where you are today and plan for the future you want

Welcome to PNC! How can we help you today?

Sign On to Online Banking or select another service

PNC Choice Banking

Make the most of your banking experience with personalized guidance to help you achieve more.

A Personalized Relationship Banking Solution

It's All for You

When you join PNC Choice Banking, you’ll gain access to:

Your Dedicated Team

Financial Insight

Benefits & Rewards

Exceptional Products & Services

Unlock valuable tools and features:

Virtual Wallet® with Performance Select

Lending Options

Premiere Money Market

Credit Cards

Retirement & Investment Planning[3]

Guidance for whatever comes next

Insights

Fresh perspectives to help strengthen your knowledge

Get Started

Take the first step toward enjoying all of the benefits PNC Choice Banking offers you.

Give Us a Call

Related Resources

PNC Retirement Center

PNC Visa Credit Cards

Insights from PNC

Important Legal Disclosures & Information

SUPPORT

ON THE GO

ABOUT

Sign On to Online Banking
or select another service

Sign On to Online Banking
or select another service

Make the most of your banking experience with personalized guidance to help you
achieve more.

Virtual Wallet^® with Performance Select

Retirement & Investment Planning^[3]