PNC Solutions for Food, Beverage & Agribusiness

Your cash flow cycle can be inconsistent and unpredictable. Whether you need financing for working capital, equipment or real estate, PNC has solutions to make your business more predictable[1].

We're Here to Help

Find cash flow opportunities and get answers.


Special Offer: Secured Small Business Loan

3.66% Plus NO ORIGINATION FEE

66-Month Term from $100,001 to $3,000,000[1]

Apply by 6/3/22

Contact your Business Banker, stop in your local branch, or call 1-877-535-6315

M-F: 7am - 10pm (ET); Sat-Sun: 8am - 5pm (ET)

Mention Promo Code 408

Offer is not available via our online application

We are also offering promotions on Owner-Occupied Real Estate and SBA Loans

Agribusiness is an industry with unique banking needs due to cash flow seasonality and marketplace cycles.

A custom banking approach is necessary to keep your cash flow consistent and predictable. Whether you're manufacturing food or beverage products, transporting specialized agricultural products, wholesaling packaged goods or run an agri-business, PNC has the products, services and experience to help you achieve your goals.

Start with the Right Banking Tools for Your Business

Talk to us about your business, where you want it to go, and how we can help you get it there.

Your PNC Banker will identify key components of your business' revenue cycle, and help you select the options best suited for your needs.

PNC offers a variety of business checking accounts with features and benefits for the needs of your food, beverage or agri-business.

Improve and Regulate Your Cash Flow

Your cash flow cycle can be inconsistent and unpredictable. We understand the unique challenges your business faces and the special role that cash flow plays in your success. To help you succeed we provide an array of solutions to optimize your business cash flow. Whether you need financing for working capital, equipment or real estate[1], PNC has solutions that make your business more predictable, so you can focus on achieving your financial goals.  Additionally, we can help accelerate the collection of receivables, monitor and project cash, and improve the ways you make payments. We also offer a full suite of online tools and reporting for easy account analysis. Explore all of these solutions in more detail below.

Understand, Project, Act

The health of your business depends on your ability to analyze performance and confidently make decisions that will help you achieve your goals. With Cash Flow Insight®, you can visualize your cash flow week-to-week, month-to-month and even year-to-year with innovative views so you can see trends that may help with future projections. See how it works »

News & Insights

Ideas to help you get the most out of your day and keep your business moving forward.

Running Your Business

The Pandemic Pitfalls

How food and beverage companies adapted to COVID and used innovation to ensure the food supply remained available and in stock.

Less than a minute read

Running Your Business

Food, Beverage & Agribusiness Manufacturing Challenges and Opportunities

Watch this webcast for a closer look at the challenges and opportunities facing Food, Beverage and Agribusiness Manufacturing companies in 2022.

54:35 min video

Running Your Business

BeeFree: Strengthening Real-Life Warriors

What began in Jennifer Wiese’s home kitchen as an effort to create delicious gluten-free foods for her son has grown into a national brand supporting people with autism.

3 min read

Growing Your Business

Mex-More: A Business Built on Authentic Ethnic Foods and Great Service

Oscar Garcia identified a need and filled it, by connecting grocery stores and supermarkets with foods from Mexico, Central America and South America.

3 min read

Running Your Business

Moving Forward: How Food and Beverage Companies Can Adapt

The food & beverage sector was severely impacted by pandemic disruption. Changes that took place will endure long term and will have a lasting impact.

5 min read

Growing Your Business

Michele’s Granola: Manufacturing Goodness One Batch at a Time

Founder and Owner of Michele's Granola discusses how she turned her granola-making hobby into a successful business.

5 min read

Ready to Get Started? Let's Talk.

Call Us

Call 1-877-535-6315 »

Mon - Fri. 8:00 a.m. to 6:00 p.m. ET
Sat - Sun 8:00 a.m. to 5:00 p.m. ET

Visit Us

Find a PNC location near you and stop by to see us.
Locate a PNC Branch »

Associated Products & Services

Cash Flow Insight®

Manage your business's cash flow with efficiency, control and insight. See your business performance, plan for what's coming, track your expenses.

Learn How »

Small Business Checking Accounts

Every business needs a good foundation, starting with a PNC business checking account. Browse our accounts and use our selector tool to find the account that fits your business needs.  

Browse Accounts »

Which Line of Credit Works for You?

Compare our Business Lines of Credit to find the one best suited to your business needs.  

Compare »

Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Additional fees may apply.

  2. Offers available on new business term loans only. Offers may be extended, modified or discontinued at any time without prior notice. All loans and lines of credit are subject to credit approval. Requires automatic deduction from a business checking account. Offer not to be combined with other offers.

    Applications must be received by June 3, 2022, and loans must be closed within 90 days of approval. Discount based on loan amount, term, and amortization schedule on a new Secured Small Business Loan from $100,001 to $3,000,000. Your actual rate will be based upon a review of your credit application. 100% waiver on standard PNC Origination fee. Other fees and charges may apply. May be subject to property appraisal. Offer does not include a waiver on third-party costs or SBA Loan Fees. Refinances of existing PNC business loans are excluded.

  3. As reported by the FDIC, based on aggregate loan volume.

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Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit pnc.com/cashflowinsight. Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.  U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending

Banking and lending products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

PNC is a registered mark of The PNC Financial Services Group, Inc.

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