PNC Solutions for Food, Beverage & Agribusiness

Your cash flow cycle can be inconsistent and unpredictable. Whether you need financing for working capital, equipment or real estate, PNC has solutions to make your business more predictable[1].

We're Here to Help

Find cash flow opportunities and get answers.


Agribusiness is an industry with unique banking needs due to cash flow seasonality and marketplace cycles.

In the Food, Beverage and Agribusiness space, it is necessary to keep your cash flow consistent and predictable. Whether you're manufacturing food or beverage products, transporting specialized agricultural products, wholesaling packaged goods or run an agribusiness, PNC has the products, services and experience to help you achieve your goals.

It All Starts with a Conversation

Talk to us about your business, where you want it to go, and how we can help you get it there.

Your PNC Banker will conduct a full cash flow conversation to identify key components of your operating and capital investment cycle, and help you select the options best suited for your needs.

PNC offers a variety of business checking accounts with features and benefits for the needs of your food, beverage or agribusiness.

Improve and Regulate Your Cash Flow

Your cash flow cycle can be inconsistent and unpredictable. We understand the unique challenges your business faces and the special role that cash flow plays in your success. To help you succeed we provide an array of solutions to optimize your business cash flow. Whether you need financing for working capital, equipment or real estate[1], PNC has solutions that make your business more predictable, so you can focus on achieving your financial goals.  Additionally, we can help accelerate the collection of receivables, monitor and project cash, and improve the ways you make payments. We also offer a full suite of online tools and reporting for easy account analysis.  

Understand, Project, Act

The health of your business depends on your ability to analyze performance and confidently make decisions that will help you achieve your goals. With Cash Flow Insight®, you can visualize your cash flow week-to-week, month-to-month and even year-to-year with innovative views so you can see trends that may help with future projections. See how it works »

News & Insights

Ideas to help you get the most out of your day and keep your business moving forward.

Running Your Business

How to Be a Transparent Food, Beverage or Agribusiness Small Business

Customers today demand more information from the brands they buy from than ever before. Here’s how to give them what they want.

2 min read

Running Your Business

Agribusiness sustainability: Reducing waste and food loss

Meeting the food needs of a world population estimated to be over 9 billion by 2050 will take a commitment by agriculture to reduce food waste and loss.

2 min read

Running Your Business

Moving Forward: How Food and Beverage Companies Can Adapt

The food & beverage sector was severely impacted by pandemic disruption. Changes that took place will endure long term and will have a lasting impact.

5 min read

Growing Your Business

4 Ways Small Businesses Turn Food Industry Challenges into Opportunities

PNC's Delaney Howell discusses the food industry's unique challenges in the pandemic — and four ways small businesses can overcome them. 

1 min read

Running Your Business

The Pandemic Pitfalls

How food and beverage companies adapted to COVID and used innovation to ensure the food supply remained available and in stock.

Less than a minute read

Running Your Business

BeeFree: Strengthening Real-Life Warriors

What began in Jennifer Wiese’s home kitchen as an effort to create delicious gluten-free foods for her son has grown into a national brand supporting people with autism.

3 min read

Ready to Get Started? Let's Talk.

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Associated Products & Services

Cash Flow Insight®

Manage your business's cash flow with efficiency, control and insight. See your business performance, plan for what's coming, track your expenses.

Learn How »

Savings & Liquidity Management

PNC Business Banking can provide money market deposit accounts, sweep accounts, or certificates of deposit to help ensure your hard-earned money is working for you until it's needed.

Learn More »

Which Line of Credit Works for You?

Compare our Business Lines of Credit to find the one best suited to your business needs.  

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Important Legal Disclosures and Information

  1. All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from a business checking account. Other fees and charges may apply. May be subject to a property appraisal.

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Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit pnc.com/cashflowinsight. Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc. U.S. Patent Nos. 10,402,910, 9,965,808, 10,552,917 and 11,074,660, and other patent pending.

Bank deposit, treasury management and lending products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

PNC is a registered mark of The PNC Financial Services Group, Inc.

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