SPECIAL OFFER: Apply for a Small Business Loan by 1/20/23 and we'll waive the origination fee.*

PNC Solutions for Food, Beverage & Agribusiness

Your cash flow cycle can be inconsistent and unpredictable. Whether you need financing for working capital, equipment or real estate, PNC has solutions to make your business more predictable[1].

We're Here to Help

Find cash flow opportunities and get answers.


Agribusiness is an industry with unique banking needs due to cash flow seasonality and marketplace cycles.

In the Food, Beverage and Agribusiness space, it is necessary to keep your cash flow consistent and predictable. Whether you're manufacturing food or beverage products, transporting specialized agricultural products, wholesaling packaged goods or run an agribusiness, PNC has the products, services and experience to help you achieve your goals.

It All Starts with a Conversation

Talk to us about your business, where you want it to go, and how we can help you get it there.

Your PNC Banker will conduct a full cash flow conversation to identify key components of your operating and capital investment cycle, and help you select the options best suited for your needs.

PNC offers a variety of business checking accounts with features and benefits for the needs of your food, beverage or agribusiness.

Improve and Regulate Your Cash Flow

Your cash flow cycle can be inconsistent and unpredictable. We understand the unique challenges your business faces and the special role that cash flow plays in your success. To help you succeed we provide an array of solutions to optimize your business cash flow. Whether you need financing for working capital, equipment or real estate[1], PNC has solutions that make your business more predictable, so you can focus on achieving your financial goals.  Additionally, we can help accelerate the collection of receivables, monitor and project cash, and improve the ways you make payments. We also offer a full suite of online tools and reporting for easy account analysis.  

Understand, Project, Act

The health of your business depends on your ability to analyze performance and confidently make decisions that will help you achieve your goals. With Cash Flow Insight®, you can visualize your cash flow week-to-week, month-to-month and even year-to-year with innovative views so you can see trends that may help with future projections. See how it works »

News & Insights

Ideas to help you get the most out of your day and keep your business moving forward.

Growing Your Business

4 Ways Small Businesses Turn Food Industry Challenges into Opportunities

PNC's Delaney Howell discusses the food industry's unique challenges in the pandemic — and four ways small businesses can overcome them. 

1 min read

Running Your Business

The Pandemic Pitfalls

How food and beverage companies adapted to COVID and used innovation to ensure the food supply remained available and in stock.

Less than a minute read

Running Your Business

Food, Beverage & Agribusiness Manufacturing Challenges and Opportunities

Watch this webcast for a closer look at the challenges and opportunities facing Food, Beverage and Agribusiness Manufacturing companies in 2022.

54:35 min video

Running Your Business

BeeFree: Strengthening Real-Life Warriors

What began in Jennifer Wiese’s home kitchen as an effort to create delicious gluten-free foods for her son has grown into a national brand supporting people with autism.

3 min read

Growing Your Business

Mex-More: A Business Built on Authentic Ethnic Foods and Great Service

Oscar Garcia identified a need and filled it, by connecting grocery stores and supermarkets with foods from Mexico, Central America and South America.

3 min read

Running Your Business

Moving Forward: How Food and Beverage Companies Can Adapt

The food & beverage sector was severely impacted by pandemic disruption. Changes that took place will endure long term and will have a lasting impact.

5 min read

Ready to Get Started? Let's Talk.

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PNC Business Banker

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Associated Products & Services

Cash Flow Insight®

Manage your business's cash flow with efficiency, control and insight. See your business performance, plan for what's coming, track your expenses.

Learn How »

Savings & Liquidity Management

PNC Business Banking can provide money market deposit accounts, sweep accounts, or certificates of deposit to help ensure your hard-earned money is working for you until it's needed.

Learn More »

Which Line of Credit Works for You?

Compare our Business Lines of Credit to find the one best suited to your business needs.  

Compare »

Important Legal Disclosures and Information

  1. All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from a business checking account. Other fees and charges may apply. May be subject to a property appraisal.

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*Offers available on new business term loans only. Offers may be extended, modified or discontinued at any time without prior notice. All loans and lines of credit are subject to credit approval. Requires automatic deduction from a business checking account. Offer not to be combined with other offers.

Applications must be received by January 20, 2023, and loans must be closed within 90 days of approval. 100% waiver on standard PNC Origination fee on a new Small Business Commercial Real Estate Loan with owner-occupied real estate as collateral starting at $250,000, Secured Small Business Loan and Equipment Line of Credit starting at $100,001, SBA 504 or SBA 7(a) Small Business Real Estate Loan from $250,000 to $5,000,000, and SBA Express term loan up to $350,000. SBA requests require a completed and signed Form 1919 to be included with the application. Other fees and charges may apply. May be subject to property appraisal. Offer does not include a waiver on third-party costs or SBA Loan Fees. Refinances of existing PNC business loans are excluded. Small Business Construction Loans and Small Business Investment Real Estate Loans are excluded.

Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit pnc.com/cashflowinsight. Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc. U.S. Patent Nos. 10,402,910, 9,965,808, 10,552,917 and 11,074,660, and other patent pending.

Bank deposit, treasury management and lending products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

PNC is a registered mark of The PNC Financial Services Group, Inc.

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