PNC Check Ready Auto Loan Puts You in the Driver's Seat

Take the financial stress out of your next car purchase with a PNC Check Ready Auto Loan. Check Ready makes purchasing a car easier with competitive rates and a decision in as little as 15 minutes for most applications.[1] [4]

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Shop like a cash buyer

Call 1-888-762-2265 or visit a branch in person to apply.

PNC Check Ready Auto Loan rates as low as 2.59% APR[2]

Minimum loan amount $15,000 | 60 month term | Model years 2016-2018
Rate includes a 0.25% interest rate discount for payments made automatically from a PNC checking account[5]


Here's How It Works

  • Apply for a PNC Check Ready Auto Loan online, by phone or at a PNC branch. If approved, we will provide you with a "blank" check, which can be used for up to the maximum amount for which you were approved.[1]
  • With a decision in as little as 15 minutes on most applications, you can have your check sent overnight to your home.[3] [4]
  • Take your check to the dealer and shop with confidence like a cash buyer.[1]

Your PNC Check Ready Auto Loan check can be used at any licensed dealer located in the United States to purchase a new or used vehicle for up to 30 days after your approval.[1] [4]


Watch the Step-by-Step Guide

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Annual Percentage Rate: Annual Percentage Rate (APR) shown was available as of 10-1-17 to well qualified applicants for auto loans in amounts of $15,000 having a repayment term of 60 months and secured by a 2016-2018 model year non-commercial vehicle with up to 80,000 miles (certain additional restrictions apply for vehicles with mileage from 80,000 to 100,000). APR shown also reflects a 0.25% discount for automatic payments from a PNC checking account. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, model year and whether you elect the automatic payment feature from a PNC checking account. APRs for a 60 month loan of $15,000 for a model year 2016-2018 auto currently range from 2.59% to 7.59% and include a discount of 0.25% for automatic payment from a PNC checking account. If automatic payment is discontinued, you will no longer receive an automatic payment discount. Loan Payment Example: The monthly payment per $1,000 borrowed at a range of 2.59% APR to 7.59% APR for the featured term means you would make 60 payments which may range from $17.79 to $20.08 based on 30 days to first payment.

    Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Call 1-877-CALL-PNC to obtain product information and current rates available in your market.

  3. May exclude weekends and holidays.

  4. Certain conditions and restrictions apply.

  5. The rates we advertise include the 0.25% automatic payment discount. Discount only applicable as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.