The Insights provided are projections based on your transaction data and are provided for informational purposes only.
PNC My Insights
Take control of your financial well-being in PNC's Online Banking & Mobile app.
What Are Insights?
Insights provide personalized financial wellness guidance based on your day-to-day transactions to help support your financial goals.[1]
Personalized
We outline trends, summarize spending, track subscriptions and identify opportunities so you can make decisions in your best financial interest.
Helpful
Insights help you identify trends in how you spend and save, so you can track and manage your money.
Smart
Stay in-the-know about your accounts. We provide analysis of your PNC account transactions to help you make better financial decisions.
Accessing Insights
In the PNC Mobile app, Insights can be found on your Accounts Summary page.
In PNC Online Banking, find Insights on your Accounts Homepage.
After you review most Insights, you can rate how helpful it is from one to five stars. This helps improve future recommendations.
Insights in Action
Examples of Insights you may receive and what you can learn from them
- Cash Flow Tracker
- Subscriptions Paid Annually
- Bill Payment Decrease
Cash Flow Tracker
Identify money coming and going from your account. The tracker compares income and expenses for the current month to total activity during the same period of the previous month. Select any of the months in the detailed chart for an interactive graph and transaction list showing the current and previous month.
Subscriptions Paid Annually
How much are you paying annually for subscriptions? This quiz checks your knowledge and gives you insight into your annual spending on subscriptions.
Bill Payment Decrease
Monitor your recurring payments with a detailed graph. The graph compares your spending for this billing cycle to previous cycles, and your average, for a specific provider.
Types of Insights
Transaction Tracking helps identify changes like paycheck increases.
Spending Trends keep you in-the-know about your money movement with activity spotlights, cash flow trends and subscription tracking.
Notifications help you stay informed and up-to-date.
Wellness Guidance gives you tips for your overall financial well-being.
Financial Quizzes test your knowledge on account activity to help you stay on track.
Onboarding for PNC features helps you become familiar with your accounts.
Security & Privacy
Your data is all housed internally, protected by our firewalls. We don’t sell your personal information to third parties.
Insights are tied to your Online Banking user ID and can’t be accessed by anyone without your user ID and password.
Insights are shared at an account level, visible only to the account owner and any joint owners.
Frequently Asked Questions
Only PNC – your data is housed internally, protected by our firewalls.
Insights can only be accessed with your Online Banking user ID and are visible only to account owners and joint owners.
Insights use your PNC Bank transaction data – purchases, checks, transfers and deposits. We analyze the pattern of your spending and saving habits over time.
Yes – when an Insight includes data or graphic visualizations, it’s a representation of your real, direct transaction data.
You can’t opt out from receiving Insights. However, if you don’t find an Insight as helpful, rate it one star to help us learn what to improve.