*Check Auto Loan Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
PNC Auto Loan
Apply online and get your decision in minutes.
Check Current Auto Loan Rates*
In addition, please call for rates for loan amounts less than $7,500
Available loan amounts range from $5,000 - $100,000.
PNC Auto Loan Key Features
How To Apply for a Traditional Auto Loan
Find out what's involved in the car buying process.
The essentials:
- Year, Make, Model, Trim, and VIN of vehicle
- The dollar amount that you would like to borrow
- One form of photo ID (driver's license, state-issued ID or U.S. passport)
- Current address and previous, if less than two years
- Current employer and previous, if less than two years
- Previous address, if at current address less than two years
- Previous employer, if with current employer less than two years
- Your annual income and any other income to be considered
If you are applying with a co-applicant, you will need their:
- Annual income and any other income to be considered
Reminder: You will be responsible for transferring the vehicle’s title to your name and placing PNC’s lien on the title. More information on vehicle title loans
The SCRA provides financial relief and protections to eligible servicemembers and their dependents. PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.
To find out more, please contact us at:
Phone: 844-PNC-SCRA (844-762-7272)
Fax: 855-568-4532
Email: Servicemembers@pnc.com
PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570
Tools & Learning
Monthly Payment Estimate Calculator
The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax, or legal advisor regarding your unique situation.
Insights
Utilize PNC's Insights articles to help you make an informed auto-buying decision.
When is the Best Time to Buy a Car?
Timing can be an important factor in the car buying process. Learn about the best times to buy a car and how timing can impact your decision making.
10 min read
Vehicle Shopping? The Right Down Payment Can Save You Money
There are benefits to making the largest down payment you can afford, especially in the face of rising prices and interest rates.
2 min read
How to Buy A New Car
Shopping for a new car can be a complicated experience, especially these days. Make sure you're prepared to get the best deal with these tips from PNC.
4 min read
How to Buy a Used Car
Shopping for a used car can be an overwhelming experience. Make sure you're well prepared for every step of the process with this detailed guide from PNC
5 min read
Should I Buy a New or Used Car?
There are many important factors to consider when deciding whether to buy a new or used car. Read more about the pros and cons of each car buying option.
4 min read
First Time Car Buyer's Guide: What to Know Before You Buy
Buying your first car can be intimidating. Our guide can help you understand what financing options are available and how apply for a loan.
12 min read