Personal Loans and Lines of Credit

A Personal Loan or Line of Credit[1] will provide you access to the money you need to consolidate debt, make home improvements, to purchase or refinance boats, RVs, motorcycles and more. 

Regardless of whether you have collateral to use, or not, PNC can help find the best option for you.

Rates by Zip Code

Check interest rates on loans in your zip code.


Need help choosing?

Learn about the available options.


With no collateral required, you can borrow a specific amount of money at one time. and pay it back through regular monthly payments.

  • No collateral required
  • Regular, fixed monthly payments
  • No penalty for repayment in full at any time
  • Various Repayment Terms Available
  • Apply online, by phone or at a branch


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Ready to take advantage your vehicle's value or other approved non-real estate collateral? A secured loan may be right for you.

  • Requires approved non-real estate collateral
  • Regular, fixed monthly payments
  • No penalty for repayment in full at any time
  • Various Repayment Terms Available
  • Apply by phone or at a branch


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Access funds whenever you need to — up to an approved credit limit.

  • You decide when and how much to borrow, up to your approved credit limit
  • Borrow when you need to, simply by writing a check or transferring money to your checking account
  • Credit line is approved without collateral
  • No prepayment penalty
  • Continuous draw period
  • Apply by phone or at a branch


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Important Legal Disclosures and Information

  1. Credit is subject to approval.