Personal Loans and Lines of Credit

A Personal Loan or Line of Credit[1] will provide you access to the money you need to consolidate debt, make home improvements, to purchase or refinance boats, RVs, motorcycles and more. 

Regardless of whether you have collateral to use, or not, PNC can help find the best option for you.

Personal Installment Loan
- Unsecured

When you want to borrow a specific amount of money at one time, and pay it back through regular monthly payments, then an unsecured installment loan is for you. 

  • No collateral required
  • Regular, fixed monthly payments
  • No penalty for repayment in full at any time
  • Various Repayment Terms Available
  • Apply online, by phone or at a branch


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Personal Installment Loan
- Secured

When you want to borrow a specific amount of money at one time, and pay it back through regular monthly payments, then a secured installment loan is for you. 

  • Requires approved non-real estate collateral
  • Regular, fixed monthly payments
  • No penalty for repayment in full at any time
  • Various Repayment Terms Available
  • Apply by phone or at a branch


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Personal Line of Credit

With a line of credit you may access funds up to an approved credit limit, whenever you need to.

  • You decide when and how much to borrow, up to your approved credit limit
  • Borrow when you need to, simply by writing a check or transferring money to your checking account
  • Credit line is approved without collateral
  • No prepayment penalty
  • Continuous draw period
  • Apply by phone or at a branch


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Important Legal Disclosures and Information

  1. Credit is subject to approval.