Personal Loans
from PNC Bank


A Personal Loan or Line of Credit[1] will provide you access to the money you need to consolidate debt, make home improvements, pay for unexpected expenses and more.[2]

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PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
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Check Current Personal Loan Rates*

Explore Personal Loans and Lines of Credit

Personal Installment Loan[1]

Borrow money and pay it back through regular monthly payments

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Finish Opening Loan

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Personal Line of Credit[1]

Access funds whenever you need to — up to an approved credit limit.

Make an Appointment

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Investment Line of Credit[3]

Quick access to cash while maintaining your investment strategy.

Start Application

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Compare Personal Loan and Line Products

  Personal Installment Loan Personal Line of Credit Investment Line of Credit
Loan Limit

$1,000 - $35,000

$1,000 - $25,000

$25,000 - $5,000,000

APR

Fixed Rate

Variable Rate, based on Wall Street Journal Prime Rate

Variable Rate, based on Wall Street Journal Prime Rate and Maximum Line Amount

Access to Funds

One-time, lump sum

Continuous draw period

Continuous draw period until the line terms after 5 years

No Prepayment Penalty
Collateral Needed

None

None

Yes, an eligible PNC Investments account.

Get Started

Start an Application Online

1-877-Call-PNC

Start an Application Online

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PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

 

Important Legal Disclosures and Information

  1. Credit is subject to approval. Certain restrictions and conditions apply.

  2. Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.

  3. Through your Investment Line of Credit you can borrow up to 50% of the value of the eligible assets in your PNC Investments account. Credit is subject to approval. Certain terms and conditions apply.

  4. The Minimum Monthly Payment during each billing cycle will be the greater of $25 or the sum of any Interest Charges. In no event will the Minimum Monthly Payment be greater than the entire outstanding balance on the account.

  5. The Minimum Monthly Payment during each billing cycle will be the greater of $45 or the sum of any Interest Charges. In no event will the Minimum Monthly Payment be greater than the entire outstanding balance on the account.

*The Personal Installment and Personal Line of Credit rates displayed upon clicking “Get Rates” include a 0.25% for setting up automatic payment from a PNC Checking account at loan closing. Displayed rates are available to well-qualified applicants. You actual APR may be higher and will be based upon multiple factors. See "Important Disclosures" under "Get Rates" for more details.

BBVA USA has been acquired by The PNC Financial Services Group, Inc. and is operating as an affiliate of PNC Bank, National Association. (PNC Bank, N.A.) until approximately October 12, 2021 when BBVA USA will be merged into PNC Bank, N.A. Until the merger is complete, both banks will continue to offer independent products. Product offerings may differ in underwriting guidelines, product features, terms, fees and pricing. You are free to apply at either bank for the products of your choice. You can also learn more by contacting us at 1-888-PNC-BANK.

PNC is a registered mark of The PNC Financial Services Group, Inc. Bank deposit products and services provided by PNC Bank. Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.