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PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and click submit.

Personal Loans & Lines of Credit

A Personal Loan or Line of Credit[1] will provide you access to the money you need to consolidate debt, make home improvements, pay for unexpected expenses and more.

Whether you want a line of credit or a personal loan, PNC can help find the best option for you.

Need help choosing?

Learn about the available options.

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Check Current Personal Loan Rates*

Personal Installment Loan
- Unsecured[1]

With no collateral required, you can borrow a specific amount of money at one time and pay it back through regular monthly payments.

  • No collateral required
  • Regular, fixed monthly payments
  • No penalty for repayment in full at any time
  • Various repayment terms available
  • Apply online, by phone or at a branch

Learn More

Personal Line of Credit[1]

Access funds whenever you need to — up to an approved credit limit.

  • You decide when and how much to borrow, up to your approved credit limit
  • Borrow when you need to, simply by writing a check or transferring money to your checking account
  • Credit line is approved without collateral
  • No prepayment penalty
  • Continuous draw period
  • Apply by phone or at a branch


Learn More

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PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

 

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Important Legal Disclosures and Information

  1. Credit is subject to approval. Certain restrictions and conditions apply.

*The rates we advertise include a 0.25% automatic payment discount. Discount only applicable as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, may increase the rate. Advertised rates are available to well-qualified applicants. Your actual APR may be higher than the advertised rate range and will be based upon multiple factors such as credit qualifications, loan or line amount, repayment term (installment loan), current variable-rate index plus a margin (line of credit), PNC relationship, automatic payment from a PNC Checking account and number of days to first payment. See  "Check Rates" for more details about current rates.

PNC is a registered mark of The PNC Financial Services Group, Inc. Bank deposit products and services provided by PNC Bank. Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

The PNC Financial Services Group, Inc. All rights reserved.