Need help choosing?
Learn about the available options.
Check Current Personal Loan Rates*
With no collateral required, you can borrow a specific amount of money at one time and pay it back through regular monthly payments.
- No collateral required
- Regular, fixed monthly payments
- No penalty for repayment in full at any time
- Various repayment terms available
- Apply online, by phone or at a branch
Access funds whenever you need to — up to an approved credit limit.
- Decide how much to borrow, up to your approved credit limit
- Access your line of credit when you need to by writing a check or transferring money to your checking account
- Credit line with a variable rate and no collateral required
- No prepayment penalty
- Continuous draw period
- Apply by phone or at a branch
- Minimum monthly payment required[3]
Borrow for today's needs or for tomorrow's plans - using your PNC Investments account as collateral
- Get quick access to cash when you need it
- Keep your investment strategy in place
- No application or set up fees
- Pay interest only on the portion of the line of credit used[5]
Additional Resources
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PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
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Important Legal Disclosures and Information
Credit is subject to approval. Certain restrictions and conditions apply.
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Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.
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The Minimum Monthly Payment during each billing cycle will be the greater of $25 or the sum of any Interest Charges. In no event will the Minimum Monthly Payment be greater than the entire outstanding balance on the account.
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Through your Investment Line of Credit you can borrow up to 50% of the value of the eligible assets in your PNC Investments account. Credit is subject to approval. Certain terms and conditions apply.
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The Minimum Monthly Payment during each billing cycle will be the greater of $45 or the sum of any Interest Charges. In no event will the Minimum Monthly Payment be greater than the entire outstanding balance on the account.
*The Personal Installment and Personal Line of Credit rates displayed upon clicking “Get Rates” include a 0.25% for setting up automatic payment from a PNC Checking account at loan closing. Displayed rates are available to well-qualified applicants. You actual APR may be higher and will be based upon multiple factors. See "Important Disclosures" under "Get Rates" for more details.
PNC is a registered mark of The PNC Financial Services Group, Inc. Bank deposit products and services provided by PNC Bank. Member FDIC.
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