Unsecured Personal Loan

An Installment Loan with
No Collateral Required

You must be enrolled in PNC Online Banking to apply online.

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The Personal Unsecured Installment Loan product is available in select states.

A Flexible Borrowing Option

 A Personal Unsecured Installment Loan provides you access to the
money you need without using your property as collateral.[1]

No Prepayment Penalty

No origination or application fees.

No Collateral Required

No need to secure with your home or savings.

Choose Your Amount

Loan amounts between $1,000 and $35,000.

PNC Personal Installment Loan At a Glance

Minimum Loan Amount $1,000
Maximum Loan Amount $35,000
Collateral None
Terms Available Various repayment terms
Payment Frequency Monthly
Prepayment Penalty
None
Application Fee
None
Origination Fee
None

How to Apply for an Unsecured Installment Loan

1

Step 1

What You Need to Apply

Be sure to have the following ready for your application. 

  • Social Security Number
  • Previous address, if at current address for less than two years
  • One form of Photo ID (driver's license, state-issued ID or US passport)
  • Your annual income
  • If consolidating debt: creditor, outstanding loan balance and payment amount
  • Unfreeze your credit (if currently frozen)

If you are applying with a co-applicant, you will need their:

  • Annual income and any other income to be considered
  • Current Employer
2

Step 2

Complete the Application

Go online and fill out the application with required information.

  • Select the loan amount and repayment term
  • Review loan details including terms and conditions
  • Submit application
3

Step 3

Get a decision within a few days

If approved, you can go to a branch to sign your loan documents or may be eligible to sign electronically to immediately receive your funds. Allow additional time if you choose to request your loan documents by mail.

Start Your Application Today

Calculate Rates & Payments

Estimate the cost of your payment using our customizing payment tools.

Debt Consolidation Calculator

Finance a Major Purchase Calculator

Frequently Asked Questions

A Personal Unsecured Installment Loan provides you access to the money you need without using your property as collateral. You receive funds in one lump sum and pay it off through monthly payments over a fixed term of your choosing.

After you apply, you’ll get a decision within a few days. If approved, you can go to a branch to sign your loan documents or may be eligible to sign electronically to immediately receive your funds. Allow additional time if you choose to request your loan documents by mail.

Various factors are considered to qualify for a loan including credit history, length of employment, and citizenship, among others.

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To apply for an Unsecured Personal Loan call us today or schedule an appointment to visit a branch.

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Sat - Sun: 8 a.m. - 5 p.m. ET

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