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Auto Loans

Explore borrowing options for new or used cars.[1] Try our helpful tools and calculators.

Auto Loan Rates

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Check Current Auto Loan Rates*

Please call for rates for loan amounts greater than $75,000

Monthly Payment Estimate Calculator

Use the below calculator to help determine your monthly vehicle payments.

The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax or legal advisor regarding your unique situation.

Buy A Car

Shop new or used cars with the right lending solution for you. Apply today for an auto loan online, by phone, or at a branch.[1]

Buy from a Dealer

With check in hand, you can shop for a new or used vehicle from an eligible dealer. [1, 2]

Buy Out a Lease

With a vehicle lease buyout auto loan, you can make your ride your own.[1]

Buy from a Private Party

With a used auto loan, you can purchase from a private seller.[1]

Buy A Car

Shop new or used cars with the right lending solution for you. Apply today for an auto loan online, by phone, or at a branch.[1]

Buy from a Dealer

With check in hand, you can shop for a new or used vehicle from an eligible dealer. [1, 2]

Buy Out a Lease

With a vehicle lease buyout auto loan, you can make your ride your own.[1]

Buy from a Private Party

With a used auto loan, you can purchase from a private seller.[1]

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Auto Loans From a Bank

— Bankrate, 2023

Refinance Your Car

Start saving by refinancing your auto loan.

PNC auto refinancing may help you improve upon your existing auto loan with a competitive APR and flexible terms. Plus, get a fast loan decision.[1,3]

PNC Total Auto Powered By TrueCar

Conveniently find and finance your vehicle all in one place.

With PNC Total Auto, powered by TrueCar, you can find a vehicle with an advanced search, know what people in your area paid for the same car and review financing options all in one place.**

Learn More About PNC Total Auto®

**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar.

Auto Loan Insights

When is the Best Time to Buy a Car in 2024?

Timing can be an important factor in the car buying process. See when you might have the best chance to get a good deal and learn how timing can impact your decision making.

7 min read

How to Lower Your Car Payment

There are numerous expenses that come with car ownership, and navigating them can feel like a winding road filled with bumps and detours. If your car payment is causing stress, it may be time to explore options to reduce this monthly obligation.

6 min read

Considering Buying out Your Vehicle Lease? Here’s What You Need to Know

Educating yourself about your lease and the options you have as the lease term ends puts you in the best position to make the right choice

4 min read

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