PNC Directions®

Offered by PNC Investments. PNC Directions is a mutual fund and exchange traded fund (ETF) investment advisory program designed for investors taking those first steps toward achieving their financial goals. 

Key Features

Accessibility

Mutual funds and ETFs offer access to a diversified portfolio of assets, without the expense of purchasing each asset individually

Customization

PNC Investments will help you choose an asset allocation strategy that aligns with your financial goals and risk tolerance

Annual Account Review

Confirming that your investments remain consistent with your financial needs and goals

Overview

This account offers investors accessibility by using professionally managed third party mutual funds, as well as ETFs managed by iShares®.

  • Minimum account size: $5,000 for mutual fund model or ETF model
  • Professional portfolio management program designed for investors taking those first steps toward achieving their financial goals
  • This account offering makes the process of investing easy and accessible by using professionally managed third party mutual funds, as well as ETFs managed by iShares®
  • Mutual funds and ETFs are designed to offer investors access to a diversified portfolio of assets, without having to purchase each asset individually (which may be costly)
  • All available mutual funds and ETFs have been carefully researched and undergo ongoing monitoring to confirm that they meet the quantitative and qualitative criteria of PNC Investments
  • Utilize the services of a PNC Investments financial professional to help you choose an asset allocation strategy: conservative, moderate, balanced, growth or aggressive
  • Annual portfolio review helps confirm that your investments remain consistent with your objectives

Investors should carefully consider the investment objectives, risks, charges and expenses of mutual funds and ETFs before investing; this and other information is contained in each fund's prospectus, provided by PNC Investments, and should be read carefully before investing.

Additional Information

Asset Allocation Determines Fund Selection

PNC Investments will begin by gaining an understanding of your financial goals, time horizon and risk tolerance – to help determine an appropriate asset allocation strategy. In this case, asset allocation strategy refers to the mix of equities (stocks) and fixed income investments (bonds) that make up your portfolio.

At one end of the spectrum is a conservative asset allocation model, structured to help generate income and more heavily weighted in bond and money market funds. At the other end of the spectrum is the aggressive model, geared toward longer-term growth, and more heavily weighted toward equity funds.

Then, using your asset allocation and risk tolerance assessment as a guide, your PNC Investments financial professional will work with you to select the appropriate model and the firm will select the mutual funds or ETFs to construct your portfolio based on the model selected. The mutual funds and ETFs available through PNC Directions are rigorously researched and their performance is monitored on an ongoing basis.

Reviewing Your Portfolio

Once your portfolio is established, you’ll receive monthly account statements and quarterly performance reports so you can stay current on your holdings. Additionally, you will have access to a PNC Investments financial professional who can answer any questions regarding the performance of your account. PNC Investments financial professionals can make adjustments to your investments should your goals or financial situation change.

Pricing & Fees

PNC Directions charges a 1% annual fee for the investment advisory and brokerage services provided by PNC Investments. Mutual fund and ETF fees and expenses, as well as certain account service fees, are in addition to the program fee.

More Information

For detailed information regarding PNC Directions, a wrap program sponsored by PNCI, please review the program's Form ADV Part 2A Disclosure Document

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Related Resources

SOLUTION

PNC Directions®

PNC Directions is a mutual fund and exchange traded fund (ETF) advisory program designed for investors taking those first steps toward achieving their financial goals. This account makes the process of investing easy and accessible by utilizing mutual funds and ETFs managed by our affiliates.

TOOL

PNC Retirement Calculator

Use this calculator to get a sense of how much you'll need to live in retirement, how your current savings stack up, and if you need to start investing more for retirement.

RESOURCES

Your Retirement Planning Journey

Whether you’re just getting started or have been saving and investing for some time, make the most of your retirement assets with our educational resources.

How PNC Investments Does Business

Learn how PNC Investments does business, including our qualifications, business practices, fee schedules, and options for how you can work with us by reviewing our Client Relationship Summary, Overview of Products and Services and more. View Details