The mortgage benefit applies to new, eligible PNC-originated consumer purchase or refinance mortgages when you are enrolled in a Select Tier on or before the loan funding date. The one-time benefit is paid into a designated PNC deposit account on or about the first business day following the 90-calendar-day period after loan funding. Your benefit amount is not subject to adjustment and your mortgage account must remain open at the time of benefit delivery.

You can learn more about the program benefits that are available to you when you visit PNC.com/TotalRewards. For information on which program benefits you are currently earning based on the accounts you own, view your Rewards Overview in Online and Mobile Banking, review your account statement for rewards transactions, call 1-888-PNC-BANK (1-888-762-2265), or visit your local branch.

Once enrolled, you will keep your Select Tier and Program benefits for at least a year if you maintain a Qualifying Checking account. Annually, on your enrollment anniversary, we will evaluate your 90- calendar-day Average Eligible Balance to determine if you meet the requirements for your current Select Tier. If you don't, you'll be notified, and we will give you a 3-calendar-month Grace Period to increase your Average Eligible Balance to meet the requirements. At the end of the three-month period, if you still don't meet the Average Eligible Balance requirement, we will place you in a new tier or unenroll you from the program and notify you of the change.