Get Started With Easy Business Banking Options

Tools to Help Manage Your Cash Flow More Efficiently

Online Banking

Save Time & Access Account Management Tools.

Enroll your eligible accounts in Online Banking[1] to view your activity! To get started, make sure you have the following:

  • Employer Identification Number (EIN) or Social Security Number (SSN).
  • PNC Online Banking PIN – received by mail approximately 8 days after account opening.
  • PNC business checking account number.

Peace of Mind with PNC
Security & Privacy

The Online Banking Security Pledge and Bill Pay Guarantee is one of the many services PNC offers to help protect you from fraud and identity theft.

Cash Flow Insight®

Manage Your Business’s Cash Flow with Efficiency, Control & Insight.

Get more from your online experience by using Cash Flow Insight to help forecast and plan your cash flow decisions.  Cash Flow Insight is integrated with all of the key features PNC Online Banking – Online Bill Pay, Transfers, Account Activity, Alerts – and gives you access to our Timeline and Trend tools. You can also track spending activities by business categories for your PNC business checking and all your PNC business credit cards.

Did You Know?

You can enhance your Cash Flow Insight experience by including the Payables and/or Receivables tools.

  • Payables: Store bill documents online, route bills for approval, and pay vendors securely without the need to share bank information.
  • Receivables: Send invoices and get paid online through a website branded with your logo.

Then, save time by automatically syncing your data with accounting software like QuickBooks®, QuickBooks Online®, Xero®, Inacct®, NetSuite® and more.[2]

A business checking account and enrollment in Online Banking are required to enroll.

How to Enroll in Cash
Flow Insight

If you are not enrolled in Cash Flow Insight already, select the Cash Flow Insight banner on the business checking Account Activity screen in Online Banking and choose the Cash Flow Insight experience that is right for your business.

Enhance Cash Flow Insight by adding Payables, Receivables, and Accounting Software Sync at no cost for the first 60 days.[3]
Get Offer Details

PNC Mobile App

Download the App to Get Started.

Stay on the move while you check balances, view pending and posted transactions, pay bills, and receive mobile alerts. Our mobile app[4] also allows you to transfer funds[5] and make check deposits with Mobile Deposit when and where you want – no need to visit a branch. The Cash Flow Overview shows you your monthly net cash position of your business checking account, and with Cash Flow Insight® enrollment you can view your spending by business category.

If you prefer to visit a branch or ATM, check out our PNC locations.

Did You Know?

The PNC Mobile App is available for a wide range of supported devices. It’s convenient to use and the app is absolutely FREE.[4]

Download the PNC Mobile App

 Download on the App Store Get it on Google Play

Alerts

Get Fast Notifications of Account Activity to Keep You in Charge of Your Acount.

Tell us the notifications you want and if you prefer email or text. Set alerts[6] to get daily balances, see deposit and payment activity, and monitor card transactions. Choose to get faster notification of overdrafts, and receive security alerts about other important activity.

Did You Know?

You can keep business partners informed of account activity by adding their email addresses and mobile numbers to your Alerts.

How to Set Alerts

Sign On to Online Banking and select the “Alerts” tab to set your preferences for notifications.

Online Bill Pay

Get Enrolled to Pay & Receive Bills in a Single Site.

Manage, pay and receive bills all from a single, secure site. Schedule your cash out in just minutes! Enrollment is required before using Online Bill Pay.[7]

Did You Know?

Online Bill Pay is free and flexible. Set payments for the next day or schedule them months in advance. It’s up to you.

How to Enroll in Online Bill Pay

Sign On to Online Banking and select the “Pay Bills” tab. Have your business and account identification information ready to create your payees.

PNC Remote Deposit

Get Paid Faster Without More Trips to the Bank.

Start depositing customer checks from your business location — and stop wasting time running to the bank. PNC Remote Deposit is easy to use and connects seamlessly with your PNC business checking account.[8]

Did You Know?

  • You can save time by making check deposits without having to go to the branch.
  • Use our no-cost single feed remote deposit desktop scanner[9] or compatible mobile device[10] to deposit checks from wherever you are.
  • Customers can access and apply for PNC Remote Deposit directly through PNC Online Banking.

A PNC business checking account and PNC Online Banking are required to use this service. Not all accounts or account types may be eligible for PNC Remote Deposit. Eligibility for PNC Remote Deposit is subject to bank approval.

How to Apply for Remote Deposit Service Through PNC
Online Banking

Once approved, businesses will be sent their scanner hardware. Instructions for installing your scanner and getting started are included in the Users' Guide.

  1. Sign On to PNC Online Banking.
  2. Click the Business Tools tab. The Business Tools Summary will appear.
  3. Click Enroll Now on the PNC Remote Deposit tile.
  4. This opens the How it Works page. The PNC Remote Deposit product overview will display.
  5. From the How it Works page, click on Begin Enrollment to start the application. Follow the on-screen instructions.

Your application can take up to five business days for a decision. We may be in contact, if needed, to gather more information to finalize your application.

Associated Products & Services

Service

Switching Made Easy

Once your new business checking account is opened, it's time to switch over recurring payments, notify contacts & close old accounts. The PNC Quick Switch Kit guides you through the process with tips & templates.

Tool

Smart, Fast, Affordable Employee Payroll Processing

PNC has payroll tools - from do-it-yourself online processing to fully managed processing by third party providers - priced right for your business and designed to eliminate the hassles of payroll processing.

Resource

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Explore our useful tips, tools, calculators, as well as key business solutions to help get your small business off the ground.