PNC and PNC Bank are registered marks of The PNC Financial Services Group, Inc. (“PNC”).
PNC Merchant Services®
End-to-end payment
processing solutions
If your business is over $5 million in annual revenue, please visit our
Merchant Services site for Commercial Businesses
Our Payment Processing Works for You
Find the best fitting payment platform, guided by industry-leading experience.
Keep Tabs on Everything
Web and cloud-based tools can help you monitor security, marketing, employee engagement, inventory and more – and we’re here to support you every step of the way.
Earn Up to $1,500 in Merchant Services Statement Credits
Open and use a new merchant account during your first year.
Each 3-month period you can earn:
Each 3-month period you
can earn:
$375 when you process $250,000
$150 when you process $100,000
$75 when you process $10,000
$35 when you process $2,500
The more you process, the more you earn. Brilliant.
Simple, Transparent Pricing for All of Our Solutions
Customized transaction pricing is also available.
Talk to a Merchant Services representative to explore pricing that works for you.
Transaction prices do not include equipment costs, chargeback fees, app fees and other third-party charges, or cost
of software required in order to utilize some apps in the Clover App Marketplace.
In-Person &
Card-not-present Transactions
Per Swipe Transaction
Standard or chip debit and credit cards
Per Non-Swipe Transaction
For retail payments - over the phone or manually entered
Flat Rate
e-Commerce Transactions
Per e-Commerce Transaction
Flat rate pricing per online-only purchases
For businesses that want to establish or improve their online sales presence to supplement or replace
brick-and-mortar sales.
Solutions to Fit Your Industry
Payment Processing Services Designed to Grow with Your Business
All Solutions Require a PNC Merchant Services Account. Subject to device availability
- Restaurant
- Retail
- Medical, Dental, Veterinary
- Nonprofit
Restaurant Payment Solutions
Unique offerings for restaurants – including Clover® devices and LINGA®, a cloud-based solution – can help you:
- Reward repeat visits from loyal diners
- Staff more efficiently with table layout management, timekeeping and payroll
- Track inventory and purchases automatically with alerts to make sure you're covered.
- Take orders seamlessly whether it's online, at the table or at the counter.
- Manage front and back of house operations and analytics with LINGA rOS®- a comprehensive cloud-based operating system.
Retail Payment Solutions
Meet your customers where they are so you can get paid.
Unique offerings for retail businesses can help you to:
- Take payments wherever customers are – at the counter, on the go and online
- Automate inventory management, customer engagement, scheduling and more.
- Track sales with barcode scanning, low inventory alerts and more.
- Integrate with e-commerce solutions for a cohesive experience on all channels.
Medical, Dental & Veterinary Payment Solutions
Help simplify payments for you and your patients.
Unique offerings for healthcare practices can help you to:
- Automate payment posting into many Practice Management Systems
- Take payments by card-present and pay by text/email capabilities
- Create recurring payment plans
- Personalize bills with your own practice's logo.
- Leverage additional security for patient information.
Nonprofit Payment Solutions
Payment Devices
Choose Devices With Features That Work Best for Your Business
Frequently Asked Questions
PNC Merchant Services are end to end payment processing solutions that can help you accelerate and optimize how you receive card payments, help protect business customer’s payment data and discover more about your business, sales data and customers with 24/7/365 customer care and support.
You’ll need a business checking account from the bank of your choice to apply for PNC Merchant Services. Connect with a Merchant Services representative at 1-888-562-2300 to get started.
You can take payments in person with swipe, dip and tap, manual entry and mobile wallet. You can also accept payments online and by phone with manual entry.
We offer dedicated support from payments specialists for how you do business.
We also offer support with PCI Compliance, encryption, tokenization, monitoring, data scanning and anti-virus protection through Clover Security.
Insights
Manage Business Finances
Customers Love Buy Now, Pay Later. Is It Right for Your Retail Business?
Should your business offer Buy Now, Pay Later (BNPL) to customers? Here are the factors you need to consider.
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2025 Payments Outlook: What Every Small Business Should Expect
Today’s payment systems are designed to improve not only the customer experience but also cash flow, efficiency, productivity, data collection and, ultimately, profits.
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Don’t Have a PNC business checking account yet?
Every business needs a good foundation that starts with a PNC business checking account. Browse our checking accounts and apply