PNC Core® Visa® Credit Card

Lowest Intro APR on Purchases & Balance Transfers*

Apply Now
*Rates & Fees
PNC Core Visa Credit Card

$0 Annual Fee*

Due to manufacturing delays affecting the delivery of new credit cards, if your application is approved, we estimate that your card(s) will be shipped 2-3 weeks after application approval. 

Features & Benefits

Cell phone protection included

When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.[3]

  • Purchase Offer
    Enjoy 0% introductory APR on purchases for the first 15 billing cycles following account opening. Then a variable APR, currently 15.24% to 27.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
  • Balance Transfer Offer
    Introductory 0% APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 15.24% to 27.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
  • Credit Limit Reviews
    You may be considered for a higher credit limit in as few as six months after account opening.
  • Zero Liability Fraud Protection[4]
    If your card or card number is ever lost or stolen, your money will be replaced when you notify us promptly of unauthorized use.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more
  • Alerts
    Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more
  • Online Account Tools
    Manage transactions, redeem rewards, and make payments digitally.
  • Contactless Technology
    Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more
  • Online Statements
    Turn off your paper statements and get access to up to 48 months of statements online. Learn more

  • Purchase Offer
    Enjoy 0% introductory APR on purchases for the first 15 billing cycles following account opening. Then a variable APR, currently 15.24% to 27.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
  • Balance Transfer Offer
    Introductory 0% APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 15.24% to 27.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
  • Credit Limit Reviews
    You may be considered for a higher credit limit in as few as six months after account opening.

  • Zero Liability Fraud Protection[4]
    If your card or card number is ever lost or stolen, your money will be replaced when you notify us promptly of unauthorized use.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more
  • Alerts
    Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more

  • Online Account Tools
    Manage transactions, redeem rewards, and make payments digitally.
  • Contactless Technology
    Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more
  • Online Statements
    Turn off your paper statements and get access to up to 48 months of statements online. Learn more

Tools & Calculators

Image of Cash Rewards Credit Card

PNC Core Visa® Credit Card

Apply Now
*Rates & Fees

Related Resources

For Students

Student Credit Card Center

Learn about using credit cards responsibly, as well as the many benefits and features that come standard with our credit cards.

Visit the Student Credit Card Center

Financial Education

Credit Card Tips

PNC Bank has teamed up with Visa to offer practical money skills. 

Learn More

Learn More

Manage Your Credit Card Online

With PNC Online Banking, you can manage your credit card online, keep track of day-to-day spending, and stay informed with PNC Card Alerts.

Visit Manage Your Credit Card Online

We Also Recommend

Security & Privacy Center
Pay with Visa
Digital Payments

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