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Compare Accounts

Available through the PNC WorkPlace Banking® Program

SELECT OTHER ACCOUNTS

Select 3 accounts from below to compare:

- Alternate text here -


Virtual Wallet® with Performance Select

To apply, call 1-888-PNC-WORK
or visit us at a PNC Bank Branch.

- Alternate text here -


Virtual Wallet® with Performance Spend

To apply, call 1-888-PNC-WORK
or visit us at a PNC Bank Branch.

Best for

Those who want innovative online tools + premium account features

Those who want innovative online tools + rewards for a broader banking relationship

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $5,000 or more average monthly balance in your Spend + Reserve and up to 6 additional PNC Bank consumer checking accounts[1] you have chosen to link
  • OR, $5,000 or more in total qualifying monthly direct deposits to the Spend[2]
  • OR, $25,000 combined average monthly balance in PNC consumer deposits and investments[3]

Otherwise, $25

No monthly service charge if you meet any ONE of the following:

  • $2,000 or more average monthly balance in Spend + Reserve[4]
  • OR, $1,000 or more in total qualifying monthly direct deposits to the Spend [2] ($2,000 for most PNC customers)
  • OR, $10,000 combined average monthly balance[3]

Otherwise, $15

Other Account Features and Fees
Free use of PNC Bank ATMs

yes

y

Some fees for using non-PNC ATMs are reimbursed+5

yes

yes

Check-writing

-
Unlimited

-
Unlimited

Overdraft Protection

Built-in with no setup or transfer fees

Built-in with no setup or transfer fees

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

-

Free Online Statements+7

-
Required

-
Required

Free Mobile Banking+8

-

-

Innovative online tools

-

-

Rewards and Relationship Benefits
Higher Relationship Rates On Savings Accounts

-

 

-

 

Earn cash with PNC Purchase Payback®+9

-

-

Additional Features
Discount On Check Orders

No charge for PNC Exclusive or $12 discount on select designs

$8 discount on select designs

Free Cashier's Checks

-

-

Free Stop Payment Orders

-

-

Discount on Safe Deposit Box

-
$100 annual

-
$10 annual

Additional Checking, Money Market or Savings Accounts

yes Monthly service charges waived on up to 6 additional checking, savings or money market accounts[10]

yes Integrated RESERVE and GROWTH accounts

Free domestic wire transfers

yes

-

Virtual Wallet with Performance Select

To apply, call 1-888-PNC-WORK
or visit us at a PNC Bank Branch.

Best for

Those who want innovative online tools + premium account features

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $5,000 or more average monthly balance in your Spend + Reserve and up to 6 additional PNC Bank consumer checking accounts[1] you have chosen to link
  • OR, $5,000 or more in total qualifying monthly direct deposits to the Spend[2]
  • OR, $25,000 combined average monthly balance in PNC consumer deposits and investments[3]

Otherwise, $25

Other Account Features and Fees
Free use of PNC Bank ATMs

yes

Some fees for using non-PNC ATMs are reimbursed+5

yes

Check-writing

-
Unlimited

Overdraft Protection

Built-in with no setup or transfer fees

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

Free Online Statements+7

-
Required

Free Mobile Banking+8

-

Innovative online tools

-

Rewards and Relationship Benefits
Higher Relationship Rates On Savings Accounts

-

 

Earn cash with PNC Purchase Payback®+9

-

Additional Features
Discount On Check Orders

No charge for PNC Exclusive or $12 discount on select designs

Free Cashier's Checks

-

Free Stop Payment Orders

-

Discount on Safe Deposit Box

-
$100 annual

Additional Checking, Money Market or Savings Accounts

yes Monthly service charges waived on up to 6 additional checking, savings or money market accounts[10]

Free domestic wire transfers

yes

Virtual Wallet with Performance Spend

To apply, call 1-888-PNC-WORK
or visit us at a PNC Bank Branch.

Best for

Those who want innovative online tools + rewards for a broader banking relationship

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $2,000 or more average monthly balance in Spend + Reserve[4]
  • OR, $1,000 or more in total qualifying monthly direct deposits to the Spend [2] ($2,000 for most PNC customers)
  • OR, $10,000 combined average monthly balance[3]

Otherwise, $15

Other Account Features and Fees
Free use of PNC Bank ATMs

y

Some fees for using non-PNC ATMs are reimbursed+5

yes

Check-writing

-
Unlimited

Overdraft Protection

Built-in with no setup or transfer fees

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

Free Online Statements+7

-
Required

Free Mobile Banking+8

-

Innovative online tools

-

Rewards and Relationship Benefits
Higher Relationship Rates On Savings Accounts

-

 

Earn cash with PNC Purchase Payback®+9

-

Additional Features
Discount On Check Orders

$8 discount on select designs

Free Cashier's Checks

-

Free Stop Payment Orders

-

Discount on Safe Deposit Box

-
$10 annual

Additional Checking, Money Market or Savings Accounts

yes Integrated RESERVE and GROWTH accounts

Free domestic wire transfers

-

Important Legal Disclosures and Information

  1. For Virtual Wallet with Performance Select, the calculation of the $5,000 combined monthly checking balance requirement includes the total of all funds in the Spend and Reserve from this package, and up to 6 linked “benefit” accounts if they are checking accounts. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. 

  2. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend. The total amount of all qualifying Direct Deposits credited to your checking account must be at least $5,000 for Virtual Wallet with Performance Select or $1,000 for Virtual Wallet with Performance Spend. Credit card cash advance transfers, wire transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits.

     

  3. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship.

    For Virtual Wallet with Performance Spend, accounts eligible for inclusion in the $10,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit and/or retirement certificate of deposit. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship.

    Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. Customer must request account be linked to receive relationship benefits.

  4. For Virtual Wallet with Performance Spend, the calculation of the $2,000 combined monthly checking balance requirement includes the total of all funds in the Spend and Reserve from your package.

  5. For additional information, see the Virtual Wallet Features and Fees or Consumer Schedule of Service Charges and Fees.

  6. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  7. A fee may be charged if a paper statement is requested in addition to the online statement for an account.

  8. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  9. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa Card to make purchases. Not everyone will get the same offer.

  10. If the money market or savings account receiving the service charge waiver is closed, the monthly service charge for another linked Standard Savings or Premiere Money Market account will be waived. If there are multiple linked Standard Savings or Premiere Money Market accounts, PNC will select an account considering the following factors, in order of priority: a) accounts that are not already receiving a longer-term service charge waiver; b) the account with the highest monthly service charge amount, and c) the account most recently opened.  You may change the account that receives the service charge waiver at any time.

PNC WorkPlace Banking is a registered service mark of The PNC Financial Services Group, Inc.

Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

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