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Mortgage Pre-Approval

Find out how much you're qualified to borrow - online.

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Ready to get serious about finding your next home?

A pre-approval from PNC is a great next step. Benefits include:



Set a Realistic Budget

Knowing how much you can afford will help you search for homes in your price range.

 



Show You're a Serious Buyer

A pre-approval shows real estate agents and sellers that you're qualified for a mortgage.



Gain Peace of Mind

Shop for a home with confidence knowing you have a firm commitment to lend.

 

Getting a pre-approval from PNC is now easier.

We live in an age where you can order groceries, catch a ride share or stream your favorite show with the click of a button. Why does your mortgage need to be stuck in the dark ages? Introducing PNC's digital pre-approval.

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Comfortable on your couch? Don't leave it.

Get pre-approved, online, from almost anywhere and on any device. You'll need to provide basic info about you and your co-borrower, if applicable. We'll also ask you to provide details about your borrowing needs such as where you're looking to purchase, how much you'd like to borrow and your down payment amount. 

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Save Time & Effort.

We'll provide you the opportunity to electronically verify your income, assets and employment. No need to provide any documentation at this point.

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Not Pre-Approved? No Worries.

If we’re unable to electronically verify your income, assets or employment, we may still be able to provide you with a preliminary pre-approval, which will give you a good idea of what you may be qualified to borrow.

Preliminary Pre-Approval vs. Pre-Approval.

A preliminary pre-approval tells you what you may qualify to borrow when the time comes to apply for a mortgage. A pre-approval goes a step further - by verifying your financial information, we're able to provide you with a firm lending commitment that tells you exactly what you're qualified to borrow. For most pre-approval inquiries, this process can take an estimated 20-30 minutes to complete. Both are beneficial when you're ready to get serious with your home search. 

 

View the chart below to see the differences between preliminary pre-approval and pre-approval. 

  Pre-Approval Preliminary Pre-Approval
Firm Commitment to Lend Yes No
Digital Verification of Employment  
Digital Verification of Income  
Digital Verification of Assets  
Manually Enter Employer Information  
Manually Enter Income  
Manually Enter Assets  


Not Ready to Get Pre-Approved?

Check out Home Insight® Planner which helps you build a budget based on your unique spending habits and expenses.

Try Home Insight Planner

Get pre-approved today.

Get Started Online

Apply Now

Work with a Mortgage Loan Officer

Find a MLO

Call the Home Lending Center

Call: 1-855-744-2668

Important Legal Disclosures and Information

Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. 

PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Tracker and Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

Carrier fees for data usage may apply.

©2020 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

The PNC Financial Services Group, Inc. All rights reserved.