The terms “net purchases,” "qualifying purchases," and "eligible net purchases" do not mean all transactions you may make using your credit card. Some limited transactions, such as cash advance transactions and balance transfers, are excluded. For details about excluded transactions or the rewards programs generally, please see the complete Rewards Program Terms and Conditions.
PNC Small Business
Credit Cards
Pick the credit card that’s right for your business.
Not looking for a business credit card? Browse personal credit cards
Earn Cash Back From Business Spending
Special Offer:
- Earn unlimited 1.5% cash back on all net purchases[1], plus earn a bonus 1.5% cash back for the first 12 months[2]
- 0% introductory annual percentage rate (APR) for the first 9 billing cycles following account opening for purchases
- Redeem cash back as a statement credit or deposit into an eligible PNC business account
- Add employee cards at no cost and earn cash back on their spending
Earn Points For Exciting Rewards
- Earn 5 points for every $1 in qualifying purchases[1]
- Select from thousands of rewards – including electronics, gift cards, merchandise, and travel
- Boost your earning potential by linking to your personal PNC points credit card
- Online Account Management with PNC Online Banking or Account View
Earn Miles Towards Air Travel, Hotel Stays & More
Help Your Business Maximize Working Capital
- 0% introductory annual percentage rate (APR) for the first 13 billing cycles following account opening for purchases.
- Helps to separate your personal and business purchases
- Online Account Management with PNC Online Banking or Account View
Flexible Options For More Complex Needs
Earn an $800 statement credit[3]
after making at least $15,000 in qualifying purchases during the first three billing cycles following account opening. See Full Offer Details
- Control - Online reporting and spending controls to support expense management
- Rewards - Three options for rewards, with no program fees
- Visa Signature Benefits - exceptional travel benefits when you use your card
Insights
Manage Business Finances
A Complete Guide on Getting Your Business Credit Card
Discover the step-by-step process to obtain a business credit card, crafted for small business owners aiming to manage expenses and improve cash flow.
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Manage Business Finances
What is Business Credit & How to Build it Effectively
Elevate your small business by understanding what business credit is and how to build it effectively. Gain financial insights to grow your business.
7 min read
Manage Business Finances
How to Choose a Business Credit Card: 4 Questions to Consider
PNC’s comprehensive guide helps small business owners find the best credit card for their needs, offering tips on interest rates, rewards, and more.
2 min read
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