Mortgage Refinance Simplified

No matter where you are in the refinance
process, we can help you take
the next step.

PNCCheck Current Rates 

Getting Started with Home Loan Refinancing

Complete a digital form to
begin the mortgage refinance process.

Start a mortgage refinance inquiry with PNC. Some of the benefits to refinancing your mortgage include:

  • Lower your rate and save on your monthly payments.
  • Consolidate higher interest rate debt.
  • Take cash out to finance a major purchase, renovate your home or more.
  • Change the length of your loan or change from a variable rate to a fixed rate.

Get Started


Explore the fundamentals of mortgage refinancing.

Not sure where to start?  Learn the basics including: 

  • The benefits of refinancing.
  • How to calculate your potential savings.
  • The loan options available.

Get Started with the Basics


Refinance Rates and Calculators

Try our interactive tools to help you make the best decision.

One of the reasons most people refinance is to take advantage of lower rates.  Check today's rates and use our calculators to understand if refinancing can benefit you.

  • Calculate your new payment.
  • See how much a refinance can save you.
  • Estimate potential closing costs.

View Calculators and Check Rates  

How to Apply

Learn about the different types of mortgage and the application process.

Before starting an application, take a minute to understand the different types of financing, review the information you will need for an application and find answers to frequently asked questions, such as:

  • The benefits of a mortgage refinance.
  • The differences between the types of mortgages.
  • How to determine the amount you may be eligible to borrow.

Learn About the Mortgage Refinance Process

We're Here to Help

Talk with a Home Lending Center representative about your options.

Call 1-877-508-3339

Help us understand your needs, fill out a contact form and we'll get in touch.

Request Contact

Find a local Mortgage Loan Officer
to work with.

Find a Mortgage Loan Officer

Important Legal Disclosures and Information

Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.

PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal. A mortgage refinance inquiry is not an application for credit

Carrier fees for data usage may apply.

©2021 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.