Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

Getting Started
Set up your business
checking account

1. Enroll in Online Banking[1]
Stay on top of balances, monitor transactions, transfer funds and more
– in a secure experience.
2. Fund Your Account
You'll need to add funds to your account to realize its full benefits. You can fund your account using any of these convenient methods:
Avoid Monthly Account Maintenance Fees
If you meet certain criteria, you can avoid monthly fees. Check out our Ways to Avoid Monthly Account Maintenance Fees for details and contact your PNC Business Banker with any questions you may have.
3. Pay and Get Paid
Manage Cash Flow with digital tools and payment options.
4. Activate Your Debit Card
For full account access, you’ll need to receive and
activate your PNC Bank Visa® Business Debit Card.


You can activate your debit card using these methods:
- In Online Banking or the PNC Mobile app
- By calling the phone number on the sticker on the card
- At any PNC ATM by completing any transaction with your PIN.
- If you created a PIN, use that.
- If you didn’t create a PIN, one was mailed separately to you.
- If you created a PIN, use that.
Frequently Asked Questions
You can use Online or Mobile Banking – or you can visit a branch or ATM. Details and links are in the Fund Your Account section of this page.
Depending on the type of deposit, funds may be available as soon as the next business day. Depending on the amount, type and source of your deposit, sometimes it will take longer to become available. Learn more by reviewing our Funds Availability Policy.
If you meet certain criteria, you can. Check out our Ways to Avoid Monthly Account Maintenance Fees for details and contact your PNC Business Banker with any questions you may have.
In Online Banking, you can order checks and enroll in automatic check reorder. Learn how to order checks from PNC.
Review card replacement options for lost, stolen, damaged or destroyed cards. If your card is lost or stolen, remember to report it using Online or Mobile Banking.
We're committed to helping you protect your information. Learn about protecting your information and our security program in our Security and Privacy Center.
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