The calendar helps you manage cash flow and bill payments in one place. Plan ahead by adding your paydays and bills, so you always know what’s coming in and going out.

• Add Paydays: Set the amount and frequency to see what’s left after bills.
• Add Bills: Include recurring payments like subscriptions or your mortgage.
• Watch for Danger Days: Get alerts when your balance might dip below zero, so you can take action early.

Once your Calendar is set up, use Money Bar to see where your money is going. It breaks your balance into four easy-to-understand categories:

• Scheduled Out: Bills and expenses you've added to your Calendar.
• Free Balance: What’s left in your Spend account after scheduled bills.
• Reserve Goals: Money set aside for short-term needs or goals.
• Savings Goals: Fund your savings over time from your Reserve.

Now that your Calendar and Money Bar are set up, take advantage of a few more tools to help you stay on track:

• Build Budgets: Track your spending and create budgets that fit your lifestyle.
• Set Savings Goals: Save for purchases or expenses at your own pace or by a deadline. Monitor your progress as you go.
• Add Savings Rules: Automate transfers to your Reserve or Growth account. Choose the amount and frequency that works for you.