Home Loans from PNC Bank

Your Home Lending Headquarters

Tools, Calculators & More To Help You On Your Home Lending Journey

Consolidate Your Debt

Estimate the Cost of a Home Renovation

Options for Financing a Major Purchase

Home Buying

For Those Starting Their Home Buying Journey

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Ready to buy a home? PNC can help you each step of the process. Read up on the different types of mortgages, check rates in your area or, if you're ready to take the next step, start the pre-approval process.

Buy a Home with a PNC Mortgage

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PNC provides the tools and resources you need to complete your home buying journey.

Start here if you:

  • Have a home in mind.
  • Are looking for a Mortgage Loan Officer.
  • Want to see how much you are eligible to borrow.
  • Want to learn about different loan types (Conventional, Fixed, Jumbo, ARM, FHA).

Home Buying Basics

This guide will help prepare you as you begin the home buying process.

Home Insight® Planner

Our powerful search tool helps you find homes that fit your budget.

Explore Mortgage Possibilities with Scenario Builder

With Scenario Builder, you can create, compare, and save personalized plans to find a mortgage loan option that works best for you.

Proud to Be Recognized Nationally

Bankrate Awards 2023 Best Mortgage Lender Overall
Best Mortgage Lenders CNBC Select 2023
NerdWallet (2023) Best Mortgage Lenders

September 2023

Forbes Advisor Best of 2023 PNC Bank Best Online Mortgage Lenders

Forbes Advisor 2023

Mortgage Refinancing

Refinance An Existing Loan with PNC

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Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker, or reduce your overall interest expense.

Refinance with PNC

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Looking to refinance an existing mortgage?  PNC can help you take the next steps in the process. Simply complete a refinance application and we'll be in touch.

Start here if you want to:

  • Refinance an existing home loan
  • Are interested in lowering your rate and possibly your monthly payments
  • Review the benefits of refinancing
  • Check rates in your area

Why Refinance?

Learn about the mortgage refinance process so you know what to look for.

Home Equity

Access the Equity in Your Current Home

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Working on a home renovation project? Want to consolidate debt? Using the equity in your home is a great way to pay for these larger purchases.

Estimate Your Equity

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Planning a home renovation project, major purchase or consolidating debt?  Learn about PNC's Choice Home Equity Line of Credit and how it can help you meet your financial goals.

Start here if you:

  • Need to finance a home improvement or renovation
  • Want to make a major purchase
  • Look to consolidate debt

Choice Home Equity Line of Credit

Use a Home Equity Line of Credit to renovate your home, refinance your mortgage, or consolidate debt*

Customer Service

Looking for Help with an Existing Product or Want to Track an Application?

Not sure where to start? Explore All Lending Options.

Are you having trouble making payments? If a life changing event is impacting your financial well-being, PNC wants to help. Learn More if You are Experiencing Financial Trouble.

Find our Home Lending customer service information and download the forms you need. View Important Forms.

View LIBOR Transition Information

We're Here To Help

Call Us

Talk with a Home Lending Center representative about your options.

Let's Start a Conversation

Share your information and we'll get in touch.

Find a local Mortgage Loan Officer to work with.

*The property securing the CHELOC must be located in a state where PNC offers home equity products. PNC does not offer the CHELOC product in Alaska, Hawaii, Louisiana, Mississippi, Nevada and South Dakota.