PNC Personal Credit Cards

Discover more
possibilities

Core card
Points card
Cash rewards
Cash rewards

Special offers

Earn $250

with the PNC Cash Unlimited® Visa Signature® Credit Card.

offer cash unlimited card

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.
See below for details.[1]

We have a credit card for every need

PNC cash rewards

PNC Cash Unlimited® Visa Signature® Credit Card

Annual Fee: $0*

Earn unlimited 2% cash back on every purchase**[2]

Earn $250[1,3]

after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $5,000.[4]

No caps on how much you can earn

No cash back expiration dates to worry about[5]

No foreign transaction fees*

Save more with a 0% introductory APR on balance transfers.*

0% intro APR on qualifying balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.*

Then, a variable APR on balance transfers, currently 20.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

PNC cash rewards


PNC Cash Rewards® Visa® Credit Card

Annual Fee: $0*

Maximize your cash back

Earn $250[1,3]

after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $500.[4]

Enjoy cash back on purchases[2] with a PNC Cash Rewards credit card**:

4% on Gas station purchases

3% on Restaurant purchases

2% on Grocery store purchases

For the first $8,000 in combined purchases in the above three categories annually.[6,7]

 

Earn 1% cash back on all other purchases

PNC Core


PNC Core® Visa® Credit Card

Annual Fee: $0*

Save with low rates

Must qualify for a minimum credit line of $500.[4]

Save more with our 0% introductory rate on purchases and balance transfers.*

0% intro APR on purchases for the first 18 months following account opening.*

0% intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*

Then a variable APR on purchases and balance transfers, currently 19.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

PNC points


PNC points® Visa® Credit Card

Annual Fee: $0*

Earn points for exciting rewards

Earn 100,000 bonus points[1,3]

after you make $1,000 in purchases[2] during the first 3 months following account opening.

Must qualify for a minimum credit line of $500.[4]

Earn 4 to 7 points for every $1 in purchases and redeem with rewards including Apple products, merchandise, travel, gift cards or cash back.[8]

There's no limit to the number of points you can earn.**

Earn additional bonus points when combined with a qualifying PNC checking account.** See which accounts qualify

PNC Secured Card



PNC Secured Visa® Credit Card

Establish and strengthen your credit

Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.

Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.

The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.

cash reward card



PNC Cash Unlimited® Visa Signature®  Credit Card

Earn unlimited 2% cash back on every purchase**[2]

Earn $250[1,3]

after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $5,000.[4]

No caps on how much you can earn

No cash back expiration dates to worry about[5]

No foreign transaction fees*

Save more with a 0% introductory APR on balance transfers.*

0% intro APR on qualifying balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.*

Then, a variable APR on balance transfers, currently 20.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

cash reward card



PNC Cash Rewards® Visa® Credit Card

Maximize your cash back

Earn $250[1,3]

after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $500.[4]

Enjoy cash back on purchases[2] with a PNC Cash Rewards credit card**:

4% on Gas station purchases

3% on Restaurant purchases

2% on Grocery store purchases

For the first $8,000 in combined purchases in the above three categories annually.[6,7]

 

Earn 1% cash back on all other purchases

Core Card



PNC Core® Visa® Credit Card

Save with low rates

Must qualify for a minimum credit line of $500.[4]

Save more with our 0% introductory rate on purchases and balance transfers.*

0% intro APR on purchases for the first 18 months following account opening.*

0% intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*

Then a variable APR on purchases and balance transfers, currently 19.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

Points Card



PNC points® Visa® Credit Card

Earn points for exciting rewards

Earn 100,000 bonus points[1,3]

after you make $1,000 in purchases[2] during the first 3 months following account opening.

Must qualify for a minimum credit line of $500.[4]

Earn 4 to 7 points for every $1 in purchases and redeem with rewards including Apple products, merchandise, travel, gift cards or cash back.[8]

There's no limit to the number of points you can earn.**

Earn additional bonus points when combined with a qualifying PNC checking account.** See which accounts qualify

PNC Secured Card


PNC Secured Visa® credit card

Establish and strengthen your credit

Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.

Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.

The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.

PNC Core


PNC Core® Visa® Credit Card

Annual Fee: $0**

Save with low rates

Save with our lowest introductory rate on balance transfer and purchases.**

0% intro APR on purchases for the first 15 billing cycles following account opening.**

0% intro APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**

Then a variable APR on purchases and balance transfers, currently 16.24% to 28.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

PNC points

PNC points® Visa® Credit Card

Annual Fee: $0**

Earn points for exciting rewards

Earn 50,000 bonus points[1,6]

after you make $750 in purchases during the first 3 billing cycles following account opening.

See offer details & disclosures

Earn 4 points for every $1 in purchases[3] and redeem for rewards including cash, travel and more.

There's no limit to the number of points you can earn.

Earn 25% to 75% bonus points on base points earned in a billing cycle when you meet additional requirements*.

You get our highest level of protection. Always.

Zero Liability Fraud Protection

Zero Liability fraud protection

If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.[9]

Cell Phone Protection

Cell phone protection available

When you use your eligible PNC Visa credit card to pay for your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.[10]

Contactless Card Payments

Go Contactless and check out with confidence

Pay for everyday purchases quickly and conveniently with contactless PNC Visa Credit Cards. Get the same level of security when you tap as you do when you insert your chip.

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