To be eligible for bonus offers, you must not have opened the same credit card product and received a bonus in connection with account opening within the last 24 months. For example, if you opened a PNC Cash Rewards credit card on January 15, 2023, and subsequently received a bonus in connection with account opening, then you are ineligible for an account opening bonus on any other PNC Cash Rewards credit card opened before January 15, 2025, subject to other terms and conditions.
Special offers
See additional offers
Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.[1]
We have a credit card for every need
PNC Cash Unlimited® Visa Signature® Credit Card
Annual Fee: $0*
Earn $250[1,3]
after you make $1,000 or more in purchases during the first 3 months following account opening.
Must qualify for a minimum credit line of $5,000.[4]
No caps on how much you can earn
No cash back expiration dates to worry about[5]
No foreign transaction fees*
Save more with a 0% introductory APR on balance transfers.*
0% intro APR on qualifying balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.*
Then, a variable APR on balance transfers, currently 19.74% to 29.74%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC Cash Rewards® Visa® Credit Card
Annual Fee: $0*
Maximize your cash back
Earn $250[1,3]
after you make $1,000 or more in purchases during the first 3 months following account opening.
Must qualify for a minimum credit line of $500.[4]
4% on Gas station purchases
3% on Restaurant purchases
2% on Grocery store purchases
For the first $8,000 in combined purchases in the above three categories annually.[6,7]
Earn 1% cash back on all other purchases
PNC Core® Visa® Credit Card
Annual Fee: $0*
Save with low rates
Must qualify for a minimum credit line of $500.[4]
Save more with our 0% introductory rate on purchases and balance transfers.*
0% intro APR on purchases for the first 18 months following account opening.*
0% intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*
Then a variable APR on purchases and balance transfers, currently 18.74% to 29.74%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC points® Visa® Credit Card
Annual Fee: $0*
Earn points for exciting rewards
Must qualify for a minimum credit line of $500.[4]
Earn 4 to 7 points for every $1 in purchases and redeem with rewards including Apple products, merchandise, travel, gift cards or cash back.[8]
There's no limit to the number of points you can earn.**
Earn additional bonus points when combined with a qualifying PNC checking account.** See which accounts qualify
PNC Secured Visa® Credit Card
Establish and strengthen your credit
Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.
Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.
The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.
Earn $250[1,3]
after you make $1,000 or more in purchases during the first 3 months following account opening.
Must qualify for a minimum credit line of $5,000.[4]
No caps on how much you can earn
No cash back expiration dates to worry about[5]
No foreign transaction fees*
Save more with a 0% introductory APR on balance transfers.*
0% intro APR on qualifying balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.*
Then, a variable APR on balance transfers, currently 19.74% to 29.74%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
Maximize your cash back
Earn $250[1,3]
after you make $1,000 or more in purchases during the first 3 months following account opening.
Must qualify for a minimum credit line of $500.[4]
4% on Gas station purchases
3% on Restaurant purchases
2% on Grocery store purchases
For the first $8,000 in combined purchases in the above three categories annually.[6,7]
Earn 1% cash back on all other purchases
Save with low rates
Must qualify for a minimum credit line of $500.[4]
Save more with our 0% introductory rate on purchases and balance transfers.*
0% intro APR on purchases for the first 18 months following account opening.*
0% intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*
Then a variable APR on purchases and balance transfers, currently 18.74% to 29.74%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
Earn points for exciting rewards
Must qualify for a minimum credit line of $500.[4]
Earn 4 to 7 points for every $1 in purchases and redeem with rewards including Apple products, merchandise, travel, gift cards or cash back.[8]
There's no limit to the number of points you can earn.**
Earn additional bonus points when combined with a qualifying PNC checking account.** See which accounts qualify
PNC Secured Visa® credit card
Establish and strengthen your credit
Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.
Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.
The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.
PNC Core® Visa® Credit Card
Annual Fee: $0**
Save with low rates
Save with our lowest introductory rate on balance transfer and purchases.**
0% intro APR on purchases for the first 15 billing cycles following account opening.**
0% intro APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then a variable APR on purchases and balance transfers, currently 16.24% to 28.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
PNC points® Visa® Credit Card
Annual Fee: $0**
Earn points for exciting rewards
Earn 50,000 bonus points[1,6]
after you make $750 in purchases during the first 3 billing cycles following account opening.
Earn 4 points for every $1 in purchases[3] and redeem for rewards including cash, travel and more.
There's no limit to the number of points you can earn.
Earn 25% to 75% bonus points on base points earned in a billing cycle when you meet additional requirements*.
Which cash back card is right for you?
Calculate the best cash back card that fits your lifestyle
Calculate the best cash back card that fits your lifestyle
You get our highest level of protection. Always.
Zero Liability fraud protection
If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.[9]
Cell phone protection available
When you use your eligible PNC Visa credit card to pay for your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.[10]
Go Contactless and check out with confidence
Pay for everyday purchases quickly and conveniently with contactless PNC Visa Credit Cards. Get the same level of security when you tap as you do when you insert your chip.
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Pursuant to the Credit Card Accountability, Responsibility and Disclosure Act of 2009, the credit card agreements below were submitted to the Federal Reserve Board. These agreements were effective as of July 31st, 2024. If you are applying for a credit card now, the terms of the account you are applying for may be different from those terms and conditions in the agreements posted below.
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