PNC and Kent State University are supporting students' financial goals.
PNC Simple Checking
A Simple Checking Account Designed for Everyday Banking
No Monthly Service Charge if You Are Under 25
or with any qualifying direct deposit
$0 To Open a Checking Account Online
No Overdraft Fees To Trip You Up
Fee-Free Access to 60,000 PNC and Partner ATMs
If you are 18 or older, a co-applicant is not required. If you are between 14 and 17, a co-applicant is required. If you are under 14 or do not have a social security number, you need to schedule an in-branch appointment with an adult over 18. Locate a branch.
PNC Simple Checking has guardrails to help prevent overspending
If your balance isn’t enough, we simply decline the charge and won’t charge you an overdraft fee.
There are situations where your account may still become overdrawn. You still won't be charged a fee in these cases.
For example, gas stations often pre-authorize a set amount before they know the total, which might be less than what you actually spend. If you spend more than what's available in your account, because the transaction is already authorized, your account will become overdrawn.
Pair PNC Simple Checking With a Standard Savings Account
If you’re under 25 and approved for a PNC Simple Checking account, you can apply for a Standard Savings account with no monthly service charge, making it an even more budget‑friendly way to save.
Grow your savings by transferring money from your PNC Simple Checking account - manually or "automatically" - through Auto Savings.
Customized Kent State University Debit Card
Show your Kent State University pride with a custom PNC Visa® Debit Card featuring your school’s colors and logo.
PNC’s partnership with Kent State University gives you convenient on‑campus ATMs, nearby branches, and the option to link your ID Card to your PNC account for easy access to cash.
Manage Your Money Wherever You Are
Zelle®
With Zelle® in the PNC Mobile app, you can quickly send and receive money with people you and know and trust.
PNC Mobile App
Take control of your money with the PNC Mobile app, where you can pay bills, transfer funds, set alerts and more in an on‑the‑go experience.
Tap to Pay
Tap. Pay. Done. Get the same level of security when you tap as when you insert your chip.
PNC Easy LockSM
Misplaced your card? Lock it instantly with PNC Easy LockSM to stop new purchases, cash advances, and withdrawals until you find it.
Banking Made Convenient with PNC Locations on or Near Campus
PNC has 2,200 branches and 60,000+ ATMs nationwide to support you on or off campus.
12 Undergraduate or Graduate winners every year. Enter Today.
Master Your Money with PNC Financial Education
Smart tips and tools to help students take control of their financial future.
Bank Confidently in the U.S. With Support Made for International Students
PNC supports international students with banking tools designed to make managing money in the U.S. simple and secure. You can open a U.S. checking account to receive funds from home, make everyday purchases, and keep track of your spending, all in one place.
Other Ways To Contact Us
PNC Easy Lock is a service mark of The PNC Financial Services Group, Inc.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Visa is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.