as an ATM Card
Link your ID to your PNC Bank account.
Link your ID to your PNC Bank account.
Show school pride with a PNC Bank Visa® debit card designed for BGSU.
Fast, free, and easy -
Get your refund in as little as 24 hours!
Excited about college? Just think of it. The lectures. The tradition. The intellectual atmosphere. Oh and the, um…social life. To get the most out of all that excitement, you'll want to make the most of your money. Virtual Wallet Student helps manage life on campus, and your budget, with features that let you bank the way you want to.
When you need money fast, go to PNC. Our nearest branches and ATMs are listed below. You can also use our ATM and Branch Locator to find us no matter where you are, and sometimes banking online or going mobile can be what the situation calls for.
Link your ID to your PNC Bank account and you can use your BG1 Card to get cash at ATMs. Linking is free, and you get the convenience of carrying one card around campus.
Frequently Asked Questions
Who is PNC?
PNC is one of the largest banks in the United States based on deposits and branches, with more than 2,700 branches and 8,000 ATMs across 15 states and in Washington, D.C. PNC shares Bowling Green State University's commitment to providing valuable educational resources and support for the continued development of our campus and business communities.
PNC is one of the nation's largest financial services companies, and is a leader in the University Banking space. PNC brings to Bowling Green State University a proven track record of helping make banking easier and more convenient for more than 200 colleges and universities and their surrounding communities.
Will PNC be available to me on campus?
Students, faculty and staff will have access to an on-campus location in the Bowen-Thompson Student Union and a total of seven ATMs on or near campus. The ATMs attached to our on-campus facility are capable of cashing and or depositing checks down to the dollar.
BGSU students and employees also have access to a full-service PNC branch nearby, at 735 South Main Street.
BGSU Fireland College students have access to a full service PNC branch nearby, at 3902 Milan Road.
These convenient locations combined with a comprehensive set of products and services - most notably Virtual Wallet Student - will give BGSU students and employees the tools they need to put financial education into practice in a way that fits their lifestyle.
Do I have to bank with PNC?
No. Students, faculty and staff are free to bank with the institution of their choice.
What are the benefits of the university banking relationship with PNC?
Beneficial features of the university banking relationship include:
How does my BG1 Card integrate with my PNC Account?
Students and employees will have the option to link their BG1 Card to their PNC accounts. All students and faculty and staff will receive a newly-designed BG1 Card capable of linking to PNC accounts. Students, faculty and staff are not required to link their BG1 Cards to PNC accounts. The new BG1 Card will maintain all existing or current functionality.
How do I link my BG1 Card to my PNC Account?
Students and employees can link their BG1 Card to their PNC accounts by following these simple steps:
If you prefer you can also link your BG1 Card in person by visiting one of the nearby PNC Bank branches or by calling PNC Bank at 877-PNC-1000.
What do I do if I lose my BG1 Card?
If a linked BG1 Card is misplaced or stolen, students and employees should immediately contact the BG1 Card office at 419-372-4127 to deactivate the BG1 Card.
In addition, to remove any links to your PNC Bank accounts:
Your request will be processed immediately; however, the change will not be reflected on Online Banking until the next business day.
If you do not have immediate access to the Internet, call 877-PNC-1000 as soon as you realize that your BG1 Card is lost and ask the PNC Bank representative to remove all existing links to your PNC Bank accounts. Or you may visit a nearby PNC branch and speak with a representative.
Helpful Tip: Keep this number in a safe place with you or in your phone in case of emergency.
Why do I need a Personal Identification Number (PIN) when I link my BG1 Card?
Students and employees need to select a PIN because BG1 Cards linked to PNC accounts have the added safety of PIN-based security, requiring the user to enter their private PIN every time they wish to access an ATM or make a purchase.
The linked BG1 Card can then be used at ATMs and to make PIN-based purchases at retail locations on the STAR® and PLUS® networks.
Helpful Tip: As a safety measure, you should never share or write down your PIN.
As part of BGSU's efforts to provide students with a more efficient refund process, the university has contracted with PNC Bank to provide fast, convenient processing of refunds from financial aid or other sources.
It's a fast, free and easy way to get:
You'll get refunds fast - deposited directly into your bank account.
If you have questions or need help, call 800-745-7577.
Comparison of Services
|Direct Deposit into a PNC Account||Direct Deposit into Other Checking Account|
|How long until I get my payment?
||24 - 48 hours||48 - 72 hours|
|Do I have to be a PNC Customer?||Yes||No|
|How will I know if I'm receiving a refund?||E-mail notification||E-mail notification|
|Is this Environmentally Friendly?||Yes! No stamps, paper, or gas.||Yes! No stamps, paper, or gas.|
|What's the best way to get access to my cash fast?||Best||Better|
Frequently Asked Questions
How will I know when my financial aid or other refund has been directly deposited to my account?
You will receive an email notification to your BGSU email account (FalconMail) from PNC Payment Portal@pnc.com when funds are ready to be sent to your bank account. When you receive this message, you can check your bank account either on-line, at an ATM, or at your bank's branch office.
I received an email from PNC stating that my refund card was on the way, but I still have not received it, what should I do?
Call PNC at 1-800-745-7577.
Can I pick up my refund check?
No. The University's policy is that all refund checks must be mailed. The student is responsible for ensuring their address is accurate. You can confirm/update the address where you want the check to be mailed by accessing Self Service through MyBGSU. All checks are mailed to the home address on file in the system.
I’m a parent. Can I get my PLUS refund in another form other than a check?
Not at this time.
Who do I call if I have a concern with my refund?
For questions about eRefund, call PNC at 1-800-745-7577. If you have a question about the timing or the amount of your refund, please contact the Office of the Bursar at 419-372-2815.
Resources to help you improve your financial IQ.
You’re just getting started in life. You have big dreams for the future, some of which – like a car, a house or more schooling – cost more money than you have right now. Credit is a tool that can help you achieve those financial goals. Learn how to get off on the right foot and make smart choices about credit.
Things happen fast in college. New classes. New friends. New interests and opportunities. That’s all the more reason you may want to think about using a budget. Get practical advice on how to manage your money today, which is an important step to a strong financial future.
Identity Protection 101
Identity theft is a serious crime that can have lasting effects on its victims. And, unfortunately, as a young adult, you may be at a greater risk of ID theft because you have little or no credit history and you may not know how to protect yourself. Discover how identity theft happens, and learn what actions you can take to prevent criminals from assuming your identity.
Planning for College
Making smart decisions before you borrow for college will help you in the future. PNC offers multiple resources for plotting out how you’ll pay for your education.
Tips from Experts
We want you to have the knowledge and confidence to manage your money. That’s why we created PNC Achievement Sessions—a series of practical sessions taught by real-world experts on financial topics that matter to you.
Banking in the US
While in the United States, International Students will need to manage their finances, and a bank checking account helps you do that. This overview defines the types of accounts you can get and how to open them.
We get it. You want them to be independent. But it's always nice to have a lifeline home. Virtual Wallet Student gives your child a quick connection to you, with alerts and features that give you insight into their account while still letting them figure things out on their own.
PNC has banking designed just for students.
Our Virtual Wallet Student provides a banking solution with features like a calendar customized for students, mobile and text banking and much more, students will have a clear view and control of their money.
PNC student accounts are parent-friendly too.
Virtual Wallet Student comes with features like“Reimbursements” which enable your student to send you a receipt of a purchase and ask if you’ll pay. So you can see what that $50 for school supplies really went to! “Parent Alerts” allow you to see the same e-mail notice your student gets when the account balance is getting low.
PNC provides free financial education for students.
Working in conjunction with the University, PNC will schedule financial education seminars on campus to assist students with Banking Basics, Budgeting, Identity Theft, and Protecting their Credit.
PNC provides free incoming wires and a courtesy overdraft waiver.
Student banking also comes with one free incoming wire transfer per monthly billing cycle and a courtesy overdraft fee waiver for the first NSF incident that may occur in the first 12 months after opening a new account. PNC looks at this as a way to educate students
Starting college is daunting enough, even when it's in your home country. Make your transition to the U.S. easy by finding out the essentials of banking here, getting money from home, and keeping track of your heard-earned dollars.
Contact us by phone between the hours of 7:00 a.m. and 10:00 p.m., ET, Monday through Friday and 8:00 a.m. and 5:00 p.m., ET, Saturday and Sunday, at 877-PNC-1000 (877-762-1000), or visit your local PNC Bank branch.
PNC opened a branch on the Morgan State campus. Brian signed up for Virtual Wallet Student and hasn’t looked back. His school-branded account fits in with his own sense of school pride: "I love to showcase my institution. It's like paraphernalia I don't have to pay for!"
Visa is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC