Virtual Wallet Student®

A checking and savings account made for student life

A digital banking experience to keep your money organized while you're in school.

Open a new Virtual Wallet Student and get certain benefits for up to six years, including:

  • No monthly service charge.[1]
  • One automatic courtesy refund of any Overdraft Item fees associated with the first overdraft event on your Spend account.[2]
  • One incoming domestic or international wire transfer per statement period at no charge.
  • Automatic enrollment for online statements and documents the first time you sign on to PNC Online Banking, and the option to choose paper statements at no charge.

Plus, still receive benefits standard to Virtual Wallet, like:

  • A PNC Bank Visa Debit® Card.
  • Free Mobile[3] and Online[4] Banking to manage your money how and when you want.
  • Reimbursement of the fee or the first two domestic or international non-PNC Bank ATM transactions made on your Spend, Reserve or Growth accounts per statement period.[5]
  • $5.00 reimbursement of other financial institutions' ATM surcharge fee per statement period.[5]
  • PNC cardholders can enjoy fee-free access to more than 60,000 PNC and Partner ATMs coast-to-coast, including approximately 41,000 Allpoint ATMS found in many top retailers nationwide.[6]
  • International Services including language interpretation. 

Apply from your computer or mobile device.

Haven't decided yet? Would you like more information or to apply for an account in a branch?

Manage Your Money on the PNC Mobile App

Digital tools that help you see what's free to spend, stay on track with your budget & reach your financial goals.

Budget and spend wisely

  • Calendar
  • Money Bar®
  • Spending & Budgets

Know when your balance is low

  • Low Cash Mode®
  • Danger DaySM

Stick to your plan

  • Savings Rules
  • Savings Goals