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Link your ID to your PNC Bank account.
When you need to withdrawal money, go to PNC - we're right on the UC campus.
Need some in-person assistance?
We have branches nearby.
Just think of it. The lectures. The tradition. The intellectual atmosphere. Oh and the, um…social life. To get the most out of all that excitement, you'll want to make the most of your money. Virtual Wallet Student helps manage life on campus, and your budget, with features that let you bank the way you want to.
When you need to withdrawal money, go to PNC. Our nearest branches and ATMs are listed below. You can also use our ATM and Branch Locator to find us no matter where you are, and sometimes banking online or going mobile can be what the situation calls for.
Link your ID to your PNC Bank account and you can use your Bearcat Card to get cash at ATMs. Linking is free, and you get the convenience of carrying one card around campus.
Frequently Asked Questions
I want to use my University of Cincinnati Bearcat Card as an ATM Card - where do I start?
It's easy - all you need to do is:
Then, your Bearcat Card can be used at any PNC Bank ATM and at thousands of ATMs around the world.
How do I link my University of Cincinnati Bearcat Card to my PNC account?
You have three options for linking your card. No matter which you choose, it should only take a few minutes to "get linked."
Why do I need a Personal Identification Number (PIN) for my University of Cincinnati Bearcat Card?
Your unique PIN enables your BearCat Card to function at ATMs and retail locations that accept STAR for any PIN based transaction.
This PIN is separate from the one you may have selected for your PNC Bank Visa® Debit Card. But you can choose whether you want the same PIN for both or make them different - whichever makes you more comfortable.
What if I lose my BearCat Card?
If you lose your BearCat Card, you should immediately remove any existing links to your PNC Bank accounts. You have the following options to remove the link(s):
It is very important to remove the account links attached to your Bearcat Card as soon as you realize your card has been lost.
If you lose your Bearcat Card, you are not required to obtain a new PIN. However, you may choose to do so by either going online, or visiting the nearest branch.
Resources to help you improve your financial IQ.
You’re just getting started in life. You have big dreams for the future, some of which – like a car, a house or more schooling – cost more money than you have right now. Credit is a tool that can help you achieve those financial goals. Learn how to get off on the right foot and make smart choices about credit.
Things happen fast in college. New classes. New friends. New interests and opportunities. That’s all the more reason you may want to think about using a budget. Get practical tips on how to manage your money today, which is an important step to a strong financial future.
Identity theft is a serious crime that can have lasting effects on its victims. Discover how identity theft happens, and learn what actions you can take to help prevent criminals from assuming your identity.
Planning for College
Making smart decisions before you borrow for college will help you in the future. PNC offers multiple resources for plotting out how you’ll pay for your education.
Tips from Experts
We want you to have the knowledge and confidence to manage your money. That’s why we created PNC My Finance Academy—a series of practical sessions taught by real-world experts on financial topics that matter to you.
Banking in the U.S.
While in the United States, International Students may need to manage their finances, and a bank checking account can help them do that. This overview provides additional information on banking in the U.S. as well as different types of accounts that may be available and what may be needed to apply for one.
We get it. You want them to be independent. But it's always nice to have a lifeline home. Virtual Wallet Student has features like alerts that when enrolled can give you an insight into their account while still letting them figure things out on their own.
PNC has banking designed just for students.
Our Virtual Wallet Student provides a banking solution with features like a calendar customized for students, mobile and text banking and much more, students can have a clear view and control of their money.
Virtual Wallet Student is parent-friendly too.
When enrolled, “Parent Alerts” can allow you to see the same e-mail and/or text notice your student gets when the account balance is getting low.
Starting college is daunting enough, even when it's in your home country. Make your transition to the U.S. easier. Learn about the services, products, and money-management tools that PNC offers to help make banking easier.
Contact us by phone between the hours of 7:00 a.m. and 10:00 p.m., ET, Monday through Friday and 8:00 a.m. and 5:00 p.m., ET, Saturday and Sunday, at 877-PNC-1000 (877-762-1000), or visit your local PNC Bank branch.
A supported mobile device is needed to use Mobile Banking. Standard message and data rates may apply.
Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
PNC WorkPlace Banking is a registered service mark of The PNC Financial Services Group, Inc.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
We have tools to help you bank when and where you want.Mobile Apps Directory »
Be part of our inclusive culture that strives for excellence and rewards talent.Visit PNC Careers »
The PNC Financial Services Group, Inc. All rights reserved.