Virtual Wallet® Student gives you the resources you need to help you keep track of your money.
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PNC Student Banking makes managing your money while you're at school one less thing to worry about.
PNC Bank - Official Consumer Bank of the University of Michigan.
Students may choose to link their Mcard to a PNC Bank checking account
When you need money fast, go to PNC - we're right on the University of Michigan campus.
Show school pride with a PNC Bank Visa® debit card designed for Michigan.
Just think of it. The lectures. The tradition. The intellectual atmosphere. Oh and the, um…social life. To get the most out of all that excitement, you'll want to make the most of your money. Virtual Wallet Student helps manage life on campus, and your budget, with features that let you bank the way you want to.
When you need money fast, go to PNC. Our nearest branches and ATMs are listed below. You can also use our ATM and Branch Locator to find us no matter where you are, and sometimes banking online or going mobile can be what the situation calls for.
Link your ID to your PNC Bank account and you can use your Mcard to get cash at ATMs. Linking is free, and you get the convenience of carrying one card around campus.
Frequently Asked Questions
I want to use my Mcard as an ATM Card - where do I start?
It's easy - all you need to do is:
How do I link my Mcard to my PNC account?
You have three options for linking your card. No matter which you choose, it should only take a few minutes to "get linked."
Why do I need a Personal Identification Number (PIN) for my Mcard?
Your unique PIN enables your Mcard to function at ATMs that accept STAR for any PIN based transaction.
This PIN is separate from the one you may have selected for your PNC Bank Visa® Debit Card. But you can choose whether you want the same PIN for both or make them different - whichever makes you more comfortable.
What if I lose my Mcard?
If you lose your Mcard, you should immediately remove any existing links to your PNC Bank accounts. You have the following options to remove the link(s):
It is very important to remove the account links attached to your Mcard as soon as you realize your card has been lost.
If you lose your Mcard, you are not required to obtain a new PIN. However, you may choose to do so by either going online, or visiting the nearest branch.
Resources to help you improve your financial IQ.
You’re just getting started in life. You have big dreams for the future, some of which – like a car, a house or more schooling – cost more money than you have right now. Credit is a tool that can help you achieve those financial goals. Learn how to get off on the right foot and make smart choices about credit.
Things happen fast in college. New classes. New friends. New interests and opportunities. That’s all the more reason you may want to think about using a budget. Get practical tips on how to manage your money today, which is an important step to a strong financial future.
Identity theft is a serious crime that can have lasting effects on its victims. Discover how identity theft happens, and learn what actions you can take to help prevent criminals from assuming your identity.
Planning for College
Making smart decisions before you borrow for college will help you in the future. PNC offers multiple resources for plotting out how you’ll pay for your education.
Tips from Experts
We want you to have the knowledge and confidence to manage your money. That’s why we created PNC Achievement Sessions—a series of practical sessions taught by real-world experts on financial topics that matter to you.
Banking in the US
While in the United States, International Students may need to manage their finances, and a bank checking account can help them do that. This overview provides additional information on banking in the U.S. as well as different types of accounts that may be available and what may be needed to apply for one.
We get it. You want them to be independent. But it's always nice to have a lifeline home. Virtual Wallet Student has features like alerts that when enrolled can give you an insight into their account while still letting them figure things out on their own.
PNC has banking designed just for students.
Our Virtual Wallet Student provides a banking solution with features like a calendar customized for students, mobile and text banking and much more, students can have a clear view and control of their money.
PNC student accounts are parent-friendly too.
When enrolled, “Parent Alerts” can allow you to see the same e-mail notice your student gets when the account balance is getting low.
Starting college is daunting enough, even when it's in your home country. Make your transition to the U.S. easy by finding out the essentials of banking here, getting money from home, and keeping track of your hard-earned dollars.
Contact us by phone between the hours of 7:00 a.m. and 10:00 p.m., ET, Monday through Friday and 8:00 a.m. and 5:00 p.m., ET, Saturday and Sunday, at 877-PNC-1000 (877-762-1000), or visit your local PNC Bank branch.
PNC opened a branch on the Morgan State campus. Brian signed up for Virtual Wallet Student and hasn’t looked back. His school-branded account fits in with his own sense of school pride: "I love to showcase my institution. It's like paraphernalia I don't have to pay for!"
Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.
Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
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