Start Your Home Lending Journey Today

You could save $500* on closing costs when you submit an application or request either a preapproval or preliminary preapproval by August 31 2025. See disclosures for additional details

(Applied at Closing)

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Affordability

*Credit Offer Terms & Conditions

Offer valid for recipient of original email or postcard offer only. A $500 closing cost credit will be applied at closing and will be reflected on the customer’s Closing Disclosure. Offer applies to first mortgages. May be used for purchase or refinance mortgage loans, including investment properties and second homes. Choice Home Equity Line of Credit applications and Home Equity Loan applications are not eligible. Use of the Closing Cost Offer may limit or preclude utilization of other discounts or programs. To be eligible for the offer, you must submit an application, request a preapproval or request a preliminary preapproval for a purchase or refinance mortgage during the period beginning July 7, 2025 through August 31, 2025. For preapprovals and preliminary preapprovals, a subsequent mortgage application must be submitted by September 30, 2025 to be eligible for offer. A mortgage application may be initiated through a PNC branch employee, visiting pnc.com or calling the PNC Care Center at 855-422-3642. A Mortgage Loan Officer will contact the customer to complete the application.

Best Mortgage Lender, 2024 by Nerdwallet

January 2024

PNC is proud to be recognized as the 2024 Best Mortgage Lender by NerdWallet in multiple categories:

  • First-Time Home Buyers
  • FHA Loans
  • Jumbo Loans
  • Cash-Out Refinancing
  • Home Equity Lines of Credit
Nerdwallet

Take the First Step

Start your pre-approval or application today!

Find a Mortgage Loan Officer

To save time, when you start your application, log in with your PNC Online Banking credentials. Parts of the form will auto-fill with your information.