PNC linked business credit card eligible purchases are purchases of goods or services made by you or your authorized user with an eligible linked business credit card account and includes balance transfers and convenience checks that are not subject to the cash advance rate. Eligible purchases do not include interest, fees and charges assessed to the business credit card account, cash advance transactions (including convenience checks that are subject to the cash advance rate), and purchases made at merchants with gambling or gaming merchant category codes. Subject to credit approval.
Small Business Checking Accounts with PNC
Earn $400 or $1,000 when you open & use a new qualifying PNC business checking account by 12/31/25.
Business Checking
When you only need the basics.
You need checking, but don’t do a lot of transactions. You need the basics, plus the convenience to bank on your terms, day or night.
Business Checking Plus
For businesses that need more than just the basics.
You do more volume and variety in your transactions, and need the features to match. Get more transactions — plus tools to help you track and manage cash flow.
Treasury Enterprise Plan
For businesses with higher cash deposit & transaction needs.
You have more volume and variety in your transactions and want more tools to help you track and manage cash flow. You may want to link multiple checking accounts for easier bookkeeping, or may need a sweep account to earn interest on your excess balances.
Analysis Business Checking
For businesses that want multiple checking accounts and earnings credit for all balances.
You need a solution that helps simplify things, and can link multiple checking accounts for easier bookkeeping, has tools to manage cash flow, and applies an earnings credit on all balances so you only pay for the banking services you use.
$25 monthly account maintenance fee which can be reduced or offset by an Earnings Credit applied towards your monthly account maintenance fee and certain transaction fees.[7]
Additional Checking Solutions
PNC checking solutions also include these special-purpose business checking accounts:
- MMDA Sweep
- Business Interest Checking
- IOLTA - Interest On Lawyers Trust Account
Checking Account Resources
Insights
Get the most out of your day and keep your business moving forward.
Starting Your Business
How to Write a Business Plan: A Step-By-Step Guide
Crafting a business plan doesn't have to be daunting. Our guide will aid small business owners in outlining clear steps towards achieving success.
10 min read
Starting Your Business
How to Start a Business: A Step-by-Step Guide for New Entrepreneurs
Learn the 10 key steps to start your business and help set the stage for long-term success.
5 min read
Starting Your Business
Financial Checklist for New Business Owners: What You Need to Get Started
Starting a business is exciting, but the financial setup can feel overwhelming. Here’s what to tackle first for long-term success.
1 min read