The 25-age waiver and/or 62-age waiver will only be applied if the date of birth for the primary or secondary owner(s) on the account meets the age requirement. The date of birth for a fiduciary (i.e. Rep Payee, Trustee) is not eligible for the waiver. If no date of birth is on file, waiver eligibility is based on the date of account opening.

Qualifying direct deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security, or other regular income electronically deposited by an employer or an outside agency. Credit card cash advance transfers, wire transfers, person-to-person transfers, transfers from one account to another, or deposits made at a branch, ATM, mobile device, or through the mail do not qualify as qualifying direct deposits.

Visit PNC.com/locator to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free.

Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. To send or receive money with Zelle®, both parties must have an eligible checking or savings account at a participating financial institution in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use

PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the Digital Services Agreement.

PNC limits the number of transfers that may be made from a savings or money market account without incurring a fee.  Please see your account agreement and fee schedule for more information.

PNC Easy Lock is not a replacement for reporting your credit card lost or stolen. If you believe your credit card has been lost or stolen, please contact PNC immediately at 1- 888-PNC-BANK and continue to monitor your account activity for unauthorized transactions. 

Scholarship: No purchase necessary to win. Void where prohibited or restricted by law. A purchase or transaction does not increase your chances of winning. Twelve (12) $10,000 college scholarships will be awarded once each calendar year. Odds of winning will depend on the number of eligible entries received. On or about September 1, winners will be drawn at random from all entries submitted. Entries will be accepted at pnc.com/scholarship. The Scholarship is open to students enrolled at least part-time in an eligible college or university located within the following states: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KS, KY, MD, MA, MI, MN, MO, NJ, NM, NY, NC, OH, PA, SC, TN, TX, VA, WV, WI. You must be 18 years of age or older (or the age of majority in your state) at time of the drawing. To enter, you must create an account, meet the eligibility requirements, and opt in to the drawing and agree to the Official Rules. Once you have created the account and have opted into the Scholarship, you will be eligible for the annual September 1 drawing. Only one account/entry permitted per person per year. Entrants must submit new entries to be eligible for drawings in subsequent years. Employees of Bonterra Tech LLC and The PNC Financial Services Group, Inc., their affiliates, subsidiaries, advertising and promotion agencies, as well as such employees’ immediate family members (or persons living in the same household), are not eligible. The Scholarship is governed by the law of the Commonwealth of Pennsylvania. Winners will be contacted by email and/or telephone. Taxes are responsibility of winner. Prizes are not transferable. No substitution of prizes permitted. Scholarship winners will be required to execute and return a Verification of Eligibility and Release of Liability. See official Scholarship rules at pnc.com/scholarship. Sponsored by PNC Bank, National Association.