Home Mortgage Loans

Financing your home
with PNC

Get a Head Start

With a Preliminary Pre-approval

If you’re pre-approved, you get an estimate of the maximum home price you may be able to afford. You can start today, without impacting your credit score.

Call Us

Mon. – Thurs.: 8 a.m. – 10 p.m. ET
Fri.: 8 a.m. – 6 p.m. ET
Sat. – Sun.: 8 a.m. – 5 p.m. ET

Apply Online

Get started with your preliminary pre-approval, purchase or refinance.

Not Ready to Apply?

The PNC Mortgage Loan Process

1

Get pre-approved

Find your home

3

Apply

4

Finalize documents

5

Close with confidence

Check Current Mortgage Rates

Access Multiple Tools to Manage Your Home Lending Journey

Your home, your goals, your plan

Discover the possibilities and build the right plan for you with Home Insight® Planner

  • Explore at your own pace – no need to sign in or share contact information until you're ready
  • Compare interest rates, payment estimates, and product options with Scenario Builder
  • Check what you can afford – run the numbers with our home lending calculators
  • Find your dream home – browse active listings and save your favorites
  • Start the online preliminary preapproval, without impacting your credit score.

Discover Why PNC Is a Top Mortgage Lender

Our flexible financing options an dedicated support make an award-winning home lending experience.

Mortgage Insights Articles

Personal Loan vs Home Equity Loan: Key Differences Explained

Not sure whether to choose a personal loan vs home equity loan? Discover the main differences and which option is right for you.

7 min read

How to Get a Mortgage When Self-Employed

Get clear, expert advice on obtaining a mortgage if you're self-employed. Understand lender expectations and prepare your documents with confidence.

6 min read

Renting vs. Buying? Which Do You Choose?

Regardless of the interest rate environment, the math is not always clearcut. PNC Bank’s professionals offer guidance.

7 min read

Have Questions?

We're Here to Help

Call Us

Talk with a Home Lending Center representative about your options.

Mon - Thu: 8 a.m. - 10 p.m. ET
Fri: 8 a.m. - 6 p.m. ET
Sat: 9 a.m. - 5 p.m. ET
Sun: Closed

Get In Touch

Find a local Mortgage Loan Officer to work with.

Request Contact

Fill out a form and a mortgage loan officer will contact you in one to three business days.