The 25-age waiver and/or 62-age waiver will only be applied if the date of birth for the primary or secondary owner(s) on the account meets the age requirement. The date of birth for a fiduciary (i.e. Rep Payee, Trustee) is not eligible for the waiver. If no date of birth is on file, waiver eligibility is based on the date of account opening.
Student Banking Center
Dependable, easy banking that lets you move forward without distractions.
PNC Simple Checking
A Checking Account Designed for Everyday Student Banking
If you are 18 or older, a co-applicant is not required. If you are between 14 and 17, a co-applicant is required. If you are under 14 or do not have a social security number, you need to schedule an in-branch appointment with an adult over 18. Locate a branch.
Pair PNC Simple Checking with a
Standard Savings Account
If you’re under 25 and approved for a PNC Simple Checking account, you can open a Standard Savings account with no monthly service charge, making it an even more budget‑friendly way to save.
Grow your savings by transferring money from your PNC Simple Checking account - manually or automatically - through Auto Savings.
Show Your School Pride
PNC maintains relationships with hundreds of colleges and universities nationwide to bring financial solutions directly to students. From on-campus branches and ATMs to university-branded debit card designs, we make banking simple and connected to your campus life.
PNC Simple Checking has guardrails to help prevent overspending
If your balance isn’t enough, we simply decline the charge and won’t charge you an overdraft fee
There are situations where your account may still become overdrawn. You still won't be charged a fee in these cases.
For example, gas stations often pre-authorize a set amount before they know the total, which might be less than what you actually spend. If you spend more than what's available in your account, because the transaction is already authorized, your account will become overdrawn.
Support for International Students
We offer tailored banking solutions for international students in the U.S., providing guidance on opening a bank account, managing finances, and accessing essential services like checking accounts, debit cards, and online banking.
PNC Financial Education
Smart tips and tools to help students take control of their financial future.
Enter to win a student scholarship!
You could be one of 12 undergraduate or graduate students to win $10,000.[4]
Get an A+ in Building Credit
A PNC Secured Credit Card helps you establish credit responsibly, so you’re ready for what’s next like renting your first apartment or buying a car.
Start Building Credit Today
Open your account in a branch with a refundable security deposit ($300-$2,500) as your credit limit and start establishing credit responsibly.
Students can also explore the Student Credit Card Center for tools and resources to learn, manage, and prepare for building credit.
Start Your Professional Journey at PNC
From student internships to professional opportunities for graduates, PNC has a variety of career opportunities.
