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Understanding Home Lending Center

From first mortgage to home equity, from setting up your online account to payment processing – this is the place to come for the answers you need.

Home Lending 101 

Learn more about the key differences between your home lending options.

  • PROCESS
    Home Buying Made Easy
    Learn about mortgage afforability, pre-approval, and the application process.
    Learn More
    Learn About the Mortgage Process
  • PROCESS
    Refinancing Demystified
    Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker, reduce your overall interest expense or even get cash out.
    Learn More
    Learn About the Refinancing Process
  • PROCESS
    Home Equity Explained

    Need cash for remodeling, school tuition, or to make a large purchase? Learn about how you can leverage the equity in your home to achieve these goals.

     

     

    Learn More
    Learn About the Home Equity Process

    • Your Journey Through Home Lending

    Taking out a home loan is a big decision. Use these tools & resources to decide if the time is right, make sure your finances are in order, and guide you through the home lending process.

  • Home Lending Tools
    PNC Home Insight® Planner
    The home buying process doesn’t need to be difficult. Determine a budget and search for homes, along with real-time rates and loan products - all in one place!
    Learn More
    Home Lending Tools
  • FINANCIAL EDUCATION
    Financial Basics of Home Lending
    Financial tips to help you with your Home Mortgage, Refinancing, and Home Equity Loans.
    Read Article
    Financial Basics of Home Lending
  • FINANCIAL EDUCATION
    Home Buyer's Basics
    Buying a home can be a dream come true. However, it can also be a lengthy process where costly pitfalls sometimes trap the unprepared buyer. Let us help you through.
    See If You're Ready
    Home Buyers Basics
  • FINANCIAL EDUCATION
    Preparing Your Finances & Getting Pre-Approved
    When you’re starting to get serious about house hunting, getting pre-approved* by a mortgage lender can be a smart move. 
    Read Article
    Preparing Your Finances & Getting Pre-Approved

    • Homeowner Responsibilities

    Explore your payment options, home lending resources, and important customer service information you may need.

  • PAYMENTS
    Payment Options
    Learn about the ways you can pay off your Mortgage with PNC, and setting up your account for payment processing today!
    View Options
    Payment Options
  • FINANCIAL EDUCATION
    Insurance & Taxes
    Everyone's favorite subject.
    Learn More
    Insurance & Taxes
  • CUSTOMER SERVICE
    Important Forms, Documents & Contacts
    Find our Home Lending customer service information and download the common files you need.
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    Important Forms, Documents & Contacts
  • CUSTOMER SERVICE
    Experiencing Financial Trouble?
    We have loan modification and refinancing options for homeowners who are behind in payments or facing foreclosure.
    Learn More
    Experiencing Financial Trouble?
  • CUSTOMER SERVICE
    Home Lending FAQs
    Have more questions? Find answers to you questions and concerns in the Home Lending section of our Frequently Asked Questions.
    Get Answers
    Home Lending FAQs

    • Ready to get started? Just have questions?

    Start an Application

    Start an Application Today

    Get started online and a PNC mortgage loan officer will reach out to discuss next steps.

    Get Started »
    Mortgage Loan Officer

    Find Your Loan Officer

    PNC Mortgage Loan Officers nationwide are ready to help you through the mortgage process. Find the nearest MLO to get started!

    Find Your Officer »
    Call Our Home Lending Center

    Call Our Home Lending Center

    Get your mortgage started or get answers from a Home Lending representative!

    1-877-508-3339 »

    Related Resources


    Important Legal Disclosures & Information

    Pre-Qualification is not a commitment to lend, a condition of loan approval or an application for credit.

    PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® and Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

    Equal Housing Lender ©2023 The PNC Financial Services Group, Inc. All rights reserved.

    PNC Bank, National Association.

    Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.